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118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Faultless .

5
Faultless . Easy from start to finish & super quick Reviewed on: 16th April 2025

Simple application and funds available fast

5
Simple application and funds available fast Reviewed on: 16th April 2025

My experience has been excellent, process was seamle...

5
My experience has been excellent, process was seamless and stressfree Reviewed on: 16th April 2025

and paid almost inst...

5
Easy application Quick decision and paid almost instantly into your account Reviewed on: 16th April 2025

Applying was super easy to follow and decision made...

5
Applying was super easy to follow and decision made in minutes. Money was in my account within 10 minutes. Questionnaire easy to follow and no support required to complete application. Reviewed on: 16th April 2025

the money is in the account very quickly

4
the money is in the account very quickly Reviewed on: 16th April 2025

Quick apply Quick money good rate perfect

5
Quick apply Quick money good rate perfect Reviewed on: 16th April 2025

Great service easy to use 118 has really helped me...

5
Great service easy to use 118 has really helped me out Reviewed on: 16th April 2025

Quick and easy application - great experience

5
Filled the form online, had an immediate approval and money was in my account an hour later. Fastest and smoothest application. Reviewed on: 16th April 2025

Quick and easy process, excellent customer service

5
Quick and easy process, excellent customer service Reviewed on: 16th April 2025

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