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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

One of the best financial apps on my phone

5
i often reccomend 118 money to family and friends with it being easy to access via their app. their communications are often spot on, as soon as there’s an issue they’re easy to reach and they’ll often reach you first to resolve it. their customer service team are more than helpful. Reviewed on: 20th April 2026

Great service always helps when you need it

5
Great service always helps when you need it Reviewed on: 20th April 2026

Made getting a loan easy, and also customer service...

4
Made getting a loan easy, and also customer service very helpful, fofor example I needed to change a payment date and it wasn't a long drawn out affair like most companies Reviewed on: 20th April 2026

Quick and easy and contact has been great

5
Quick and easy and contact has been great Reviewed on: 20th April 2026

Easy, straightforward and stress free.

5
Easy, straightforward and stress free. Still have ongoing support. Would use again Reviewed on: 20th April 2026

Excellent service.

5
Excellent service. Easy to apply. Quick processing. Reviewed on: 20th April 2026

New car by 118118

5
It was so easy amd quick to get the loan that helped get .e mobile Reviewed on: 20th April 2026

Excellent service.

5
Excellent service.no issues at highly recommended. Reviewed on: 20th April 2026

I recommend them.

5
I recommend them.They help me when I needed. Reviewed on: 20th April 2026

Satisfied

5
Happy and pleased with my experience Reviewed on: 20th April 2026

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