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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Simple to apply and money was in my account in under...

5
Simple to apply and money was in my account in under 10 mins Reviewed on: 20th April 2026

Id be struggling to find a loan that wasnt ridiculou...

5
Id be struggling to find a loan that wasnt ridiculous rates , because my credit had took a hit but then discovered 118 118 money . The forms process was easy and money was received straight away Reviewed on: 20th April 2026

Excellent and very quick.

5
Excellent and very quick. It took no time at all to arrange the money and it was put in to my bank very quickly, so I am very pleased. Not much left to say. Just what you want from a lender. Reviewed on: 20th April 2026

I was struggling w money and 118 118 helped my out s...

5
I was struggling w money and 118 118 helped my out so much and I owe 15 thousand pound for things I was 19 yesterday and this will help out w my 385 pound insurance a month and 208 pound car and over bills Reviewed on: 20th April 2026

Easy to deal with, fuss free.

4
Easy to deal with, fuss free. Application was simple and there's no spamming your inbox with pointless emails - the only communication is for things that actually matter Reviewed on: 20th April 2026

Ok, and reliable good advice and good company to dea...

5
Ok, and reliable good advice and good company to deal with Reviewed on: 20th April 2026

118 118 was there when I genuinely needed financial...

5
118 118 was there when I genuinely needed financial help. Their process is quick, professional and understanding. I would recommend them to any genuine person in need of that extra financial help. Reviewed on: 20th April 2026

Really good company

5
It was really easy to apply for a loan Reviewed on: 20th April 2026

Quick answer great service the app is a great way to...

5
Quick answer great service the app is a great way to keep up with payments Reviewed on: 20th April 2026

They were simple quick and easy.

5
They were simple quick and easy. Affordable payments Reviewed on: 20th April 2026

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