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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy to apply for loans, at the same time, providing...

Easy to apply for loans, at the same time, providing all the required and relevant information at point of sale. Reviewed on: 20th April 2026

QUICK AND FUSS FREE.

QUICK AND FUSS FREE. MONEY IN VERY PROMPTLY. Reviewed on: 20th April 2026

Slight Niggle

I would give 10/10 but find it unnecessary you can’t email annual loan statements, I find that ridiculous to be a more sustainable too. Reviewed on: 20th April 2026

Simple to apply and money was in my account in under...

Simple to apply and money was in my account in under 10 mins Reviewed on: 20th April 2026

Id be struggling to find a loan that wasnt ridiculou...

Id be struggling to find a loan that wasnt ridiculous rates , because my credit had took a hit but then discovered 118 118 money . The forms process was easy and money was received straight away Reviewed on: 20th April 2026

Excellent and very quick.

Excellent and very quick. It took no time at all to arrange the money and it was put in to my bank very quickly, so I am very pleased. Not much left to say. Just what you want from a lender. Reviewed on: 20th April 2026

I was struggling w money and 118 118 helped my out s...

I was struggling w money and 118 118 helped my out so much and I owe 15 thousand pound for things I was 19 yesterday and this will help out w my 385 pound insurance a month and 208 pound car and over bills Reviewed on: 20th April 2026

Easy to deal with, fuss free.

Easy to deal with, fuss free. Application was simple and there's no spamming your inbox with pointless emails - the only communication is for things that actually matter Reviewed on: 20th April 2026

Ok, and reliable good advice and good company to dea...

Ok, and reliable good advice and good company to deal with Reviewed on: 20th April 2026

118 118 was there when I genuinely needed financial...

118 118 was there when I genuinely needed financial help. Their process is quick, professional and understanding. I would recommend them to any genuine person in need of that extra financial help. Reviewed on: 20th April 2026

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