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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1808 reviews)

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4.91

Based on 1,808 reviews, last reviewed 15th Jun 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Please do NOT use 118 for anything! Please do NOT use 118 for anything! They are a vile organisation that lies to their customers to trick them out of money. I had a temporary agreement ... Read more Reviewed on: 23rd May 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1808)

It's quick with if your eligible for loans and credi...

It's quick with if your eligible for loans and credit card. The app is easy to use and easy to pay, communication is good and they are quick putting loans into your account. Reviewed on: 16th April 2025

Reward customers with good repayment history

I am aware that interest rates can be particularly high for low credit score customers due to the risk. However, if consistent with repayments it would be an incentive to reduce the interest rate according to repayments being made - especially when the persons taking these loans with high interest are the people whom have low incomes or high debts. Reviewed on: 16th April 2025

It’s been incredible, it helped me so much I’m very...

It’s been incredible, it helped me so much I’m very grateful Reviewed on: 16th April 2025

wonderful , good and helpful .

wonderful , good and helpful . The application was replied very quick Reviewed on: 16th April 2025

Very fast decision and great value

Very fast decision and great value Reviewed on: 16th April 2025

their ok interest is a bit high can cope with that n...

their ok interest is a bit high can cope with that no option to pay off more if you can ok otherwise customer service could be a little better good loan if you have bad credit Reviewed on: 16th April 2025

This is my fast time very good

This is my fast time I’m very happy to service Reviewed on: 16th April 2025

Good service and easy to apply

I have had a loan with 118 118 and the repayments have been affordable the app is easy to use and I am happy with the service Reviewed on: 16th April 2025

Was excellent quick and easy and great customer serv...

Was excellent quick and easy and great customer service Reviewed on: 16th April 2025

Quick fast payout brilliant and so easy

Quick fast payout brilliant and so easy Reviewed on: 16th April 2025

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