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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Quick answer great service the app is a great way to...

5
Quick answer great service the app is a great way to keep up with payments Reviewed on: 20th April 2026

They were simple quick and easy.

5
They were simple quick and easy. Affordable payments Reviewed on: 20th April 2026

Easy and very competitive rates

5
Easy to apply and money arrives quickly. Reviewed on: 20th April 2026

It was quick and swift getting personal loan

4
It was quick and swift getting personal loan Reviewed on: 20th April 2026

There when I needed them most I struggled to get a l...

5
There when I needed them most I struggled to get a loan from other places. Reviewed on: 20th April 2026

I 118 Money.

5
I had a good experience with 118 Money. The application was quick and easy, and everything was clearly explained from the start. The funds arrived on time, and customer service was helpful when I had questions. Ieliable option if you need a personal loan. Woild defintly reccomend and use again Reviewed on: 20th April 2026

Fast and easy borrowing - nice communication - very...

5
Fast and easy borrowing - nice communication - very happy Reviewed on: 20th April 2026

Easy application and over all quick response

5
Easy application and over all quick response Reviewed on: 20th April 2026

very fair and very friendly people

5
very fair and very friendly people Reviewed on: 20th April 2026

Great experience, very helpful.

5
Great experience, very helpful. Would recommend.. end to friends and family Reviewed on: 20th April 2026

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