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118 118 Money: Personal loan reviews

4.91
Based on 1,808 reviews, last reviewed 15th Jun 2025
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
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1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Please do NOT use 118 for anything! Please do NOT use 118 for anything! They are a vile organisation that lies to their customers to trick them out of money. I had a temporary agreement ... Read more Reviewed on: 23rd May 2025
David B's avatar
David B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1808)

I done on the website qick and easy

5
I done on the website qick and easy Reviewed on: 16th April 2025

Easy to apply.

5
Easy to apply. Costs ar clear for the start Reviewed on: 16th April 2025

It's was easy nd straight forward

5
It's was easy nd straight forward Reviewed on: 16th April 2025

VERY QUICK AND VERY EASY A GOOD LENDER

5
VERY QUICK AND VERY EASY A GOOD LENDER Reviewed on: 16th April 2025

Great ppl

5
Great app! Very easy to manage loans. Reviewed on: 16th April 2025

Complain

2
Hi .Every time I have a problem some bot contacts me! I filed a complaint that contrary to the credit agreement you charged the first installment on April 1st and not May 1st! I was ignored!!! Reviewed on: 16th April 2025

118 looks after me

5
118 looks after me in a way no other loan company has. They ensure I can afford repayments, they are constantly checking affordability for further loans. The repayments are within my budget and customer service are always so helpful and polite. Without 118 I wouldn’t be where I am today. Thankyou 118 you are too in my eyes ! Reviewed on: 16th April 2025

I firstly started with a credit card, then after 6-7...

5
I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Easy application, money straightforward to bank acco...

5
Easy application, money straightforward to bank account :) highly recommended! Reviewed on: 16th April 2025

Easy, fantastic service

5
It was really easy. Money was transferred within hours. Really helped out in a time of need. Reviewed on: 16th April 2025

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