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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Great service fast pay out simple forms to complete...

5
Great service fast pay out simple forms to complete and great apr Reviewed on: 20th April 2026

Always on hand if there are any concerns and really...

5
Always on hand if there are any concerns and really easy to apply. Reviewed on: 20th April 2026

A good service, APR a little high.

5
A good service, APR a little high. Reviewed on: 20th April 2026

Great Loan Providet

5
Really easy to apply , great rates and communication from 118 Reviewed on: 20th April 2026

Honest review

4
It is difficult to get through by phone however app is okay for what is needed. Reviewed on: 20th April 2026

Always willing to help people when going thought dif...

5
Always willing to help people when going thought difficult times unlike other companies that ive used 118 money has been amazing in everyway would highly recommend to freids and family 10 Reviewed on: 20th April 2026

Very good company, transfers money quickly, if you n...

5
Very good company, transfers money quickly, if you need money quickly, I only contact this company Reviewed on: 20th April 2026

Really easy to use service!

5
Really easy to use service! Application process was quick and straightforward and the apr was fair. Reviewed on: 20th April 2026

Helping me to attain dreams.

5
Helping me to attain dreams. Thank you Reviewed on: 20th April 2026

Fast reliable easy app is easy to use customer servi...

5
Fast reliable easy app is easy to use customer service polite and helpfull Reviewed on: 20th April 2026

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