Smart Money People Logo

118 118 Money: Personal loan reviews

4.91
Based on 1,808 reviews, last reviewed 15th Jun 2025
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Please do NOT use 118 for anything! Please do NOT use 118 for anything! They are a vile organisation that lies to their customers to trick them out of money. I had a temporary agreement ... Read more Reviewed on: 23rd May 2025
David B's avatar
David B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1808)

Great service

5
Fast easy to use app great communication Reviewed on: 16th April 2025

Great Loan Experience with 118 118 Money

5
Quick and easy application, clear terms, and no hidden fees. Customer service was helpful and friendly, and I received the funds fast. Repayments were manageable, and it even helped improve my credit score. Highly recommend! Reviewed on: 16th April 2025

Customer Service.

5
Have taken out 2 loans with them and both have been easy to understand and customer service has been very helpful with any of my enquiries that I had Reviewed on: 16th April 2025

Very good customer service and good rates

5
Very good customer service and good rates Reviewed on: 16th April 2025

Great experience.

5
Very easy to use and to understand Reviewed on: 16th April 2025

I found 118 online it was a simple process to apply...

5
I found 118 online it was a simple process to apply and I received my money the same day. Reviewed on: 16th April 2025

fast, concise.

5
very easy access, fast, concise, well established deadlines Reviewed on: 16th April 2025

Quick and easy to use , I get the money in 20 minute...

5
Quick and easy to use , I get the money in 20 minutes in my account Reviewed on: 16th April 2025

Very quick and efficient.

5
Very quick and efficient. I have been a customer for a few years. Reviewed on: 16th April 2025

Easy application and fast.

5
Easy application and fast. Understandable website with easy navigation Reviewed on: 16th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products