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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

It’s been a pleasure working with 118 118 Money.

5
It’s been a pleasure working with 118 118 Money. Every time I needed service they were very prompt with a response and quick. Reviewed on: 20th April 2026

I have great experience with 118 118

5
I have great experience with 118 118 Reviewed on: 20th April 2026

Easy to use, money straight into account and easy pa...

5
Easy to use, money straight into account and easy payment system through the app Reviewed on: 20th April 2026

What an Excellent Service

5
Over the past few years I have had a satisfactory experience with your amazing services that have been part of my success journey. Thank you 1181118 Money Reviewed on: 20th April 2026

Very easy to apply online and a really quick decisio...

5
Very easy to apply online and a really quick decision everything is very clear and explained well beforehand and the mobile app makes it easy to keep track of your payments. Reviewed on: 20th April 2026

Safe and easy to use.

5
Safe and easy to use. Easy to contact for my credit card and for my loan. Very happy with 118118 choices and options. Reviewed on: 20th April 2026

Personal loan

5
Really helpful when needed to speak to I personally had a very good experience the whole loan from start to finish was easy and I felt completely at ease Reviewed on: 20th April 2026

The best and easily affordable loan solution

5
There are a lot loan services but 118 118 money is the most convenient and quicker among all, as you finish your details and sing the offer, money into your account. Secondly their app is wonderful to track your money and all updates just like a bank account. I am so much pleased , I would like to continue with them when in need and referred already to all my colleagues. Reviewed on: 20th April 2026

Always available,understanding,helpful and friendly

4
Always available,understanding,helpful and friendly Reviewed on: 20th April 2026

Helpful Great greatful excellent super

5
Helpful Great greatful thankyou brilliant Reviewed on: 20th April 2026

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