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118 118 Money: Personal loan reviews

4.91
Based on 1,808 reviews, last reviewed 15th Jun 2025
21% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Please do NOT use 118 for anything! Please do NOT use 118 for anything! They are a vile organisation that lies to their customers to trick them out of money. I had a temporary agreement ... Read more Reviewed on: 23rd May 2025
David B's avatar
David B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1808)

Really easy to to arrange a loan and sorted quickly...

5
Really easy to to arrange a loan and sorted quickly and efficiently. Thanks Reviewed on: 16th April 2025

Smashing lovely great

5
Quick decision and got the loan I needed just at the right time..thankyou Reviewed on: 16th April 2025

I have been with 118 for a while now and they have n...

5
I have been with 118 for a while now and they have never let me down. It is always so easy to speak to team. Well done! Reviewed on: 16th April 2025

A responsible lender who offer a first class service.

5
A responsible lender who offer a first class service. Reviewed on: 16th April 2025

Very helpful and understanding in this modern societ...

5
Very helpful and understanding in this modern society where every penny counts excellent communication and thoughtful to the customers needs Reviewed on: 16th April 2025

Quick and Easy, But Expensive

5
I found 118 118 Money very easy to use, and the application process was straightforward. The funds were granted quickly, which was really helpful when I needed it. However, I do feel that the interest rates are quite high, which makes it expensive in the long run. It’s convenient in emergencies, but definitely something to consider carefully due to the cost. Reviewed on: 16th April 2025

Fast loans great service

5
Easy to apply online and fast money transfer when approved , payment reminders few days before monthly payments are due which are helpful Reviewed on: 16th April 2025

Never disappointed Always on point

5
Never disappointed Always on point Reviewed on: 15th April 2025

Easy to apply

5
Easy to apply, money in seconds…and the rate are low… Reviewed on: 15th April 2025

Extremely easy process and a very fast response time...

5
Extremely easy process and a very fast response time with approval. Probably the most simple/best experience I have had with a loan company, or any company for that matter. Reviewed on: 15th April 2025

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