Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4611)

Easy, efficient and quick.

5
Easy, efficient and quick. App is extremely user friendly Reviewed on: 20th April 2026

Very good friendly service I would recommend them to...

5
Very good friendly service I would recommend them to anyone Reviewed on: 20th April 2026

I had a great experience and 118 118 Money are the...

5
I had a great experience and 118 118 Money are the best to go for. Reviewed on: 20th April 2026

Easy / Quick/ Smart / Helpful

5
Very easy and friendly to use, the app was very easy to use and when I spoke to the customer service team they were friendly and helped me quickly!! Will be back when I need help! my experience was nothing but good and they always offer other features like credit cards etc. Reviewed on: 20th April 2026

Reliable and trustworthy.

5
Reliable and trustworthy. Simple application to follow and reasonable rates. Reviewed on: 20th April 2026

Affordable, friendly, professional

5
Affordable, friendly, professional Reviewed on: 20th April 2026

fast appactoin goes stright into the bank

5
fast appactoin goes stright into the bank Reviewed on: 20th April 2026

I have been using 118 since July 2025 they are very...

5
I have been using 118 since July 2025 they are very helpful when emailing me reminders. I recently got offered a credit card with 118 too Reviewed on: 20th April 2026

Excellent

5
Easy and convenient, good customer service, highly recommend Reviewed on: 20th April 2026

Always very helpful.

5
Always very helpful.very professional and easy to deal with Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products