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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

A responsible lender who offer a first class service.

A responsible lender who offer a first class service. Reviewed on: 16th April 2025

Very helpful and understanding in this modern societ...

Very helpful and understanding in this modern society where every penny counts excellent communication and thoughtful to the customers needs Reviewed on: 16th April 2025

Quick and Easy, But Expensive

I found 118 118 Money very easy to use, and the application process was straightforward. The funds were granted quickly, which was really helpful when I needed it. However, I do feel that the interest rates are quite high, which makes it expensive in the long run. It’s convenient in emergencies, but definitely something to consider carefully due to the cost. Reviewed on: 16th April 2025

Fast loans great service

Easy to apply online and fast money transfer when approved , payment reminders few days before monthly payments are due which are helpful Reviewed on: 16th April 2025

Never disappointed Always on point

Never disappointed Always on point Reviewed on: 15th April 2025

Easy to apply

Easy to apply, money in seconds…and the rate are low… Reviewed on: 15th April 2025

Extremely easy process and a very fast response time...

Extremely easy process and a very fast response time with approval. Probably the most simple/best experience I have had with a loan company, or any company for that matter. Reviewed on: 15th April 2025

Fast, straightforward and efficient application system

Fast, straightforward and efficient application system Reviewed on: 15th April 2025

I found everything was in place very good service a...

I found everything was in place very good service also quick reply on emails Reviewed on: 15th April 2025

Great service

Easy to understand the service provided. Would recommend to others for sure. Reviewed on: 15th April 2025

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