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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Have requested settlement umpteen times to receive n...

5
Have requested settlement umpteen times to receive nothing Reviewed on: 20th April 2026

Been helpful when needed money in a rush

5
Been helpful when needed money in a rush Reviewed on: 20th April 2026

Excellent loan service

5
Excellent service loan approved quickly and in bank quickly Reviewed on: 20th April 2026

118 have been so helpful at a time I’ve been...

5
118 have been so helpful at a time I’ve been in need Reviewed on: 20th April 2026

My experience has been very good with my personal l...

5
My experience has been very good with my personal loans and are value for money Reviewed on: 20th April 2026

118 Review

4
I found 118118money to be helpful, reliable and fast. Also value for money. Reviewed on: 20th April 2026

Easy application.

5
Easy application. Good app to keep on top of my account Reviewed on: 20th April 2026

Just a good easy experience didn’t have to speak to...

5
Just a good easy experience didn’t have to speak to anyone Reviewed on: 20th April 2026

Easy & convenient easy

5
Easy & convenient to obtain money transfer was quick Reviewed on: 20th April 2026

Great experience I have passed on to other people

5
Great experience have passed details onto other people Reviewed on: 20th April 2026

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