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1st Central: Car insurance reviews

1.51
Based on 903 reviews, last reviewed 17th Jun 2025
400% increase in 5 star reviews
in the past 90 days
9% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
12%
See only 4 star reviews
5%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
79%

Latest highest rating:

5

Found you online,needed a cheap quote,you certainly... Found you online,needed a cheap quote,you certainly provided it.Thank you Reviewed on: 3rd June 2025
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Latest lowest rating:

1

It feels dishonest and manipulative!! Avoid them!! I initially received a quote over the phone, which I agreed to, and even got a confirmation email with the agreed amount. Later, I received another em... Read more Reviewed on: 17th June 2025
Ewelina S's avatar
Ewelina S

About this product

With 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy.

As standard, you get up to 90 days free cover when driving in Europe. There are five policies to choose from giving different levels of cover: ValueOnline, Online, LegalOnline, PlusOnline and PremierOnline.

1st Central car insurance reviews help you find out what it’s really like to be a customer. If you’ve used 1st Central before, you can also leave a review and share your experience.

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1st Central Car insurance reviews (903)

Helpful and good value

4
Apart from occasionally being slightly hard to understand some of the customer service reps, I found 1st Central to be handy, professional and good value for money. Reviewed on: 24th August 2023

Good, does the job!

4
1st Central insured my car. My car insurance is with 1st Central. Because of 1st Central I can legally drive my car. I drive to be better because 1st Central puts me first, central. Car insurance with 1st Central. Thanks for coming to my Ted Talk. Reviewed on: 24th August 2023

Absolutely fantastic

5
Clear, concise insurance agreement, with a fantastic customer service team to back them, usually over the last 5 years have been the best economical broker for all car insurance purposes. Reviewed on: 24th August 2023

Lowest price when I looked

5
They were the lowest price when I needed to renew and they came with RAC cover which was nice, will recommend until they are no longer my cheapest option. Reviewed on: 24th August 2023

Very good

5
I am a new customer who found it very easy to set up my new account with first central. Reviewed on: 24th August 2023

Affordable protection

5
The cost of living crisis has affected us all. 1st direct's innovative online approaches has helped keep the costs down. Reviewed on: 23rd August 2023

System is faulty

1
I record my trips daily and system says i dont. Even though in my app they all appear. Dont reccommend it to anyone. Reviewed on: 23rd August 2023

Website is tricky

3
I found the price quite good, but I find the website is very tricky to use. Reviewed on: 23rd August 2023

Great broker, decent price.

5
They are a great company to deal with. Easy options of phone or online chat. A modern insurance company for this day and age. Reviewed on: 23rd August 2023

Affordable and quick

5
Cheap easy to complete all online great value for the cover and saved me hundreds of pounds year on year to insure my car Reviewed on: 23rd August 2023

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