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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Plata are Very good they helped me out of a sticky s...

5
Plata are Very good they helped me out of a sticky situation. Reviewed on: 12th June 2024
Jean Roebuck's avatar
Jean Roebuck

Plata application process was efficient , very clear...

5
Plata application process was efficient , very clear and easy to understand. When my application was accepted the money was in my account within 24 hrs and the details and summary on my account page make it really easy to track where you are. The email / text reminder function also really helpful to remind you as and when payments are expected . Reviewed on: 12th June 2024
Kat C's avatar
Kat C

It was available when I needed it!

5
It was available when I needed it! Very quick transactions! Reviewed on: 12th June 2024
Lorein R's avatar
Lorein R

Very easy and smooth experience.

5
Very easy and smooth experience. Was able to get through the system well and it felt secure. Loan received with no issues Reviewed on: 12th June 2024
Paul A's avatar
Paul A

I recommend it

5
Thank you, you helped me quickly, I recommend it Reviewed on: 12th June 2024
robmax 's avatar
robmax

Everything was easy and in the professional way

5
Everything was easy and in the professional way Reviewed on: 12th June 2024
Mr ION's avatar
Mr ION

Fantastic

5
It was easy, straightforward and comforting Reviewed on: 12th June 2024
DO's avatar
DO

Easy Loan Process equals Stress-free life!

5
The application process was very straight forward with Plata. Everything was clear and, for me, the most important thing was that I knew how much I would be paying overall after interest rates and other charges were factored in. I am looking to clear off my loan early and this means I am making partial repayments in advance. And Plata are very good with this by offering multiple ways for the additional amount to be used against the loan - i.e. reducing the payment term or using it to reduce the amount paid each month. And on top of this, they offered to show me what the impact would be if I were to take either option, so this meant I was able to make a informed decision. Only very minor negative is that they have no mobile app. This would be useful in the modern age of technology. But that is a very minor point. I would still recommend them to anyone who needs a loan Reviewed on: 12th June 2024
Numan Saleem's avatar
Numan Saleem

Very quick decision and funding.

5
Very quick decision and funding. Response support staff. Reviewed on: 11th June 2024
Alexander H's avatar
Alexander H

I’ve never had any problem.

5
I’ve never had any problem. Everything from start to end the process was simple. Reviewed on: 11th June 2024
Monz's avatar
Monz

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