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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Front loaded interest

4
No complaints though would like interest to be added monthly and not all at front of loan. Recently asked for a quote to get a top up and despite always paying on time I was told I was not eligible? Assume its down to age but no explanation Reviewed on: 24th May 2024
CF's avatar
CF

Extremely satisfied and happy

5
I have only experience excellent service so far which I can't fault Reviewed on: 24th May 2024
Brian P's avatar
Brian P

Absolutely amazing from beginning to end.

5
Absolutely amazing from beginning to end. Couldn’t fault at all. Reviewed on: 24th May 2024
Angela H's avatar
Angela H

Excellent experience using plata

5
Excellent experience using plata, very helpful and accommodating Reviewed on: 24th May 2024
Connor T's avatar
Connor T

Plata attended to our application swiftly without an...

5
Plata attended to our application swiftly without any reservations. The staff were excellent also Reviewed on: 24th May 2024
Olatunde O's avatar
Olatunde O

Quick and easy

5
Super smooth and quick service to get the loan set up and clear communication for the next steps. Reviewed on: 24th May 2024
Felicia 's avatar
Felicia

Silver Performance

5
Fast Transaction...Nice customer service Reviewed on: 24th May 2024
Alvin Eleno 's avatar
Alvin Eleno

Brilliant service - straight forward for someone not...

5
Brilliant service - straight forward for someone not very tech minded Reviewed on: 24th May 2024
Aaron S's avatar
Aaron S

Great customer service

5
Very quick and easy, also very fast on the phones regarding any problems I had with my direct debit coming out, they let me know of the problem before it had caused any miss payment, had got a new card so the debit couldn’t be taken out and they informed me to update before any issue was caused Reviewed on: 24th May 2024
Tyler's avatar
Tyler

good service, easy and secure online acess

5
good service, easy and secure online acess Reviewed on: 24th May 2024
Imants S's avatar
Imants S

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