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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Great process & application

5
Very easy process, sometimes when taking a loan the process can be a bit condescending - but the service has been great, very accessible and friendly. Reviewed on: 24th April 2024
Kira H's avatar
Kira H

Very easy to set up and sort out repayment plan.

5
Very easy to set up and sort out repayment plan. Reviewed on: 24th April 2024
Shane p's avatar
Shane p

Very friendly helpful staff.

5
Very friendly helpful staff. Very professional Reviewed on: 24th April 2024
Robert's avatar
Robert

A very straightforward application process and the c...

5
A very straightforward application process and the customer service team is quite attentive and efficient in responding to customer queries. Reviewed on: 24th April 2024
Dona W's avatar
Dona W

Quick and easy, no hidden fees and they are flexible

5
Quick and easy, no hidden fees and they are flexible Reviewed on: 24th April 2024
Sandor Z's avatar
Sandor Z

Great customer service & helpful.

5
1) Approved my loan, which really helped with my plans. 2) Helped me to setup a standing order to make payment early. When they were unable to collect payment on payment date, from my bank. Money was in my account waiting for Plata to take. Other providers would have put a default on my credit file with no phone call. But Plata phoned me I checked my bank while on phone to confirm money was there. They provided their bank details, so I could make a bank transfer payment & setup a standing order. No wrong defaults on my credit file. Reviewed on: 24th April 2024
MoMo's avatar
MoMo

The officers are civil and professional.

5
The officers are civil and professional. I found them very helpful and often suggested ways out . They are good. Reviewed on: 24th April 2024
Edmund M's avatar
Edmund M

Very easy to set up and manage

5
Very easy to set up and continue with- have had absolutely no issues including with changing pay date Reviewed on: 24th April 2024
Chelc's avatar
Chelc

First class service

5
So helpful, friendly and understanding Reviewed on: 24th April 2024
Fiona P's avatar
Fiona P

Efficient, friendly and helpful during a difficult t...

5
Efficient, friendly and helpful during a difficult time. Reviewed on: 24th April 2024
Emma's avatar
Emma

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