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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Quick and easy to apply.

5
Quick and easy to apply. No pushing Reviewed on: 28th March 2024

Good company

5
It was an easy experience and information is really clear and precise Reviewed on: 28th March 2024

THE BEST

5
From the beginning to the end of the application everything was straight forward and stress free…I would definitely recommend this company….Brilliant. Reviewed on: 28th March 2024

Extremely friendly and helpful.

5
Extremely friendly and helpful. Also a quick decision given and rapid transfer of funds, once agreed. Reviewed on: 28th March 2024

First off, process if getting loans is smooth as it...

5
First off, process if getting loans is smooth as it really can be. Plata seems to be looking at customers it very much different manners than other lenders especially APR( even for the one with not great credit score) . After getting into financial hard times due unexpected expenses , they were very helpful on the online chat and come out with the solution seamlessly. It was a great to know that on the other side of the screen it was just a human as me and understood my situation. Reviewed on: 28th March 2024

Excellent and smooth service, hassle free

5
Excellent and smooth service, hassle free Reviewed on: 28th March 2024

Straight forward no hassle cash was in account by th...

5
Straight forward no hassle cash was in account by the end of the working day fantastic Reviewed on: 28th March 2024

Very professional company, the process was very easy...

5
Very professional company, the process was very easy to navigate Reviewed on: 28th March 2024

Will use again

5
Easy to use and understand, will use again Reviewed on: 28th March 2024

Application was easy and straight forward, although...

4
Application was easy and straight forward, although logging in to view your account means having to get a link emailed to your email address which can time out if not used within the time frame given. Reviewed on: 28th March 2024

Review Plata: Personal loans now

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