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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Made it very easy from day 1,and made it a stress fr...

5
Made it very easy from day 1,and made it a stress free process. Reviewed on: 20th March 2024
Richard W's avatar
Richard W

Very quick quote and fund release.

5
Very quick quote and fund release. Reviewed on: 20th March 2024
Todor Vasilev's avatar
Todor Vasilev

The whole process was incredibly simple

5
The whole process was incredibly simple from start to finish. I've never had any issues with plata Reviewed on: 20th March 2024
Rebecca c's avatar
Rebecca c

Very fast decision money in the bank, the same day n...

5
Very fast decision money in the bank, the same day no messing about great service. Reviewed on: 20th March 2024
Claire R's avatar
Claire R

Brilliant company and product.

5
Brilliant company and product.Online application was easy and the staff were very pleasant. Reviewed on: 20th March 2024
Colin Burns's avatar
Colin Burns

From applying to receiving funds all done in a coupl...

5
From applying to receiving funds all done in a couple of hours first class excellent customer services Reviewed on: 20th March 2024
Philly 's avatar
Philly

Very easy to use the online portal when making overp...

5
Very easy to use the online portal when making overpayments or changing the payment dates Reviewed on: 20th March 2024
Arin's avatar
Arin

Plata I've experienced that this is the only loan to...

5
Plata I've experienced that this is the only loan to notify me via SMS for an upcoming payment and date, had loans from many but I've just got this service from Plata, I think this is the best way to inform the customer, Thank you Reviewed on: 20th March 2024
Asward's avatar
Asward

Good communication fast approval

5
Good communication fast approval Reviewed on: 20th March 2024
Steph Stirling's avatar
Steph Stirling

All round fantastic.

5
I had a loan with Plata that I recently paid off. The customer service was great and it was easy enough to do. My payments for the loan were also very good. Reviewed on: 20th March 2024
Molly 's avatar
Molly

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