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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Easy application, good customer service, will help w...

4
Easy application, good customer service, will help with with your application and decide if pre-aproved Reviewed on: 20th March 2024

So easy and professional I simply called in and ever...

5
So easy and professional I simply called in and everything was so simple and quick3 Reviewed on: 20th March 2024

Quick and painless experience

4
Getting the loan was quite swift and I never ran into any major troubles. The one time I did, Plata were very quick to get things rectified. They also kept me in the loop very well when they had a problem with their systems that prevented my direct debit going through once Reviewed on: 20th March 2024

Very helpful

5
Very helpful when I could not afford 1 payment when I was off sick from work. Reviewed on: 20th March 2024

very happy customer.

5
very happy customer. had no issues with Plata as a company Reviewed on: 20th March 2024

Easy to apply - funds in account within 48 hours or so.

5
Easy to apply - funds in account within 48 hours or so. Hassle free and straightforward. Highly recommend. Reviewed on: 20th March 2024

Plata is the way forward

5
It was very quick and easy to apply for and the money went into your account quick especially if it was needed there and then Reviewed on: 20th March 2024

Very seamless process, very helpful there online ser...

5
Very seamless process, very helpful there online service is very easy to use Reviewed on: 20th March 2024

Help needed

5
I have been with plata for a while and when I needed help with payments they were exceptional with there help Reviewed on: 20th March 2024

Quick and easy!

5
Very easy to arrange, everything sorted very quickly Reviewed on: 20th March 2024

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