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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Really easy process

5
I found it really easy to go through the process to apply and it was very quick with the funds arriving very quickly. Everything was clear every step of the way and even when I had issues I was able to speak to someone and who could quickly resolve it. Reviewed on: 4th July 2023
Pranay Singh's avatar
Pranay Singh

Thank you!

5
I was delighted to come across Plata in 2023 when I needed a small loan (£8k) Most other lenders were not willing to help as I had a very temporary blip to my finances in 2018 due to change in personal circumstances which I have worked very hard to reverse the damage to my credit score, but thankfully, due to forward-thinking lenders such as Plata who have not been opportunistic with outrageous APR's allowed me to borrow and get firmly back on my feet with my financial situation. Reviewed on: 4th July 2023
Bren007's avatar
Bren007

Helpful and Easy

5
Needed a loan in order to pay for some bills and PLATA was there to help me. Easy application and very helpful staff. Reviewed on: 4th July 2023
Wilson Almeida's avatar
Wilson Almeida

Safe and Effective

5
Very quick and simple process from being pre-approved on clearscore to applying through Plata. Would recommend to anyone who needs a loan. Reviewed on: 4th July 2023
GTROY's avatar
GTROY

Appreciation

5
I’m really appreciated very helpful for my financial needs quick loan no hassle money come to my account straight away less than a second Reviewed on: 4th July 2023
Mercedita 's avatar
Mercedita

Such a help!

5
At a time where I felt I couldn’t get some funds for an unexpected expense- plata was simple to go through after being pre approved and the end to end process was seamless. Excellent company without intrusive questioning like other companies. Reviewed on: 4th July 2023
Saz's avatar
Saz

Speedy application

5
My application was Plata was speedy and relatively easy and straightforward process. I particularly appreciate their user friendly application process which was alof less cumbersome than other providers I used in the past. Reviewed on: 4th July 2023
Simeon Onaji's avatar
Simeon Onaji

Great company

5
This company is great if you need money for short time. I had best experience with the company not much fuss. Reviewed on: 4th July 2023
Darshan Singh 's avatar
Darshan Singh

Brilliant

5
Excellent service ,brilliant can't fault anything thank you Reviewed on: 4th July 2023
mark Jacksonkeenan's avatar
mark Jacksonkeenan

Excellent service

5
Easy to use, smooth and professional service. Reviewed on: 4th July 2023
Paul Taylor's avatar
Paul Taylor

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