Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,638 reviews, last reviewed 30th Apr 2026
531300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service and fast response on appl... Very good customer service and fast response on application Reviewed on: 30th April 2026
Marc L's avatar
Marc L

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13638)

great service no issues with Plata will definitely u...

5
great service no issues with Plata will definitely use again Reviewed on: 13th March 2026
Jackie's avatar
Jackie

Fast and straightforward experience with Plata

5
Setting up the loan and account was extremely fast and straightforward. It’s very easy to keep track of the loan and communication has been clear. Reviewed on: 13th March 2026
Richard's avatar
Richard

Loan consolidation

5
Quick easy decision same day. Money in account the same day. Good communication throughout via email, text. Reviewed on: 13th March 2026
Anel P's avatar
Anel P

I applied on line and the process was seamless.

5
I applied on line and the process was seamless. What I valued most was the efficiency and convinience of the process. Once approved the loan was released to my bank account instantly. Reviewed on: 13th March 2026
Joseph T's avatar
Joseph T

Easy Application

5
Easy application quick funds with an app that is good to navigate and has clear information Reviewed on: 13th March 2026
Rob J's avatar
Rob J

Very straightforward.

5
Very straightforward, always kept informed, quick decision and arranged Reviewed on: 13th March 2026
Peter Daniels's avatar
Peter Daniels

Smooth and seamless

5
Smooth and seamless handling and paid in good time Reviewed on: 13th March 2026
Cemal m's avatar
Cemal m

Genuine hassle free loan with complete control.

5
Quick response when applying, no waiting around. The loan arrived in my account promptly also. Plata’s online account makes it easy to track my loan and payments, allowing me to pay whatever I want extra to reduce the interest of the loan. Very user friendly and transparent. Reviewed on: 13th March 2026
Mark Ferris's avatar
Mark Ferris

Excellent professional and focused assistance

5
Excellent professional and focused assistance Reviewed on: 13th March 2026
Christopher J's avatar
Christopher J

Great, easy and quick fantastic

5
Great, easy and quick, friendly knowledgeable staff Reviewed on: 13th March 2026
Kurt V's avatar
Kurt V

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill