Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,230 reviews, last reviewed 11th Apr 2026
492300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to apply and quick payment of funds. Very easy to apply and quick payment of funds. Happy with the service. Reviewed on: 11th April 2026
N B's avatar
N B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13230)

Easy & good interest rates

5
Easy process for securing a loa and dropped my interest rate down Reviewed on: 27th February 2026
Sarah W's avatar
Sarah W

Excellent service provided by plata

5
Excellent service provided by plata Reviewed on: 27th February 2026
Gary McCormick's avatar
Gary McCormick

It was so easy to sort my loan no messing about and...

5
It was so easy to sort my loan no messing about and I heard within 1hour that i had been excepted Reviewed on: 27th February 2026
Robert 's avatar
Robert

The APR is sadly so high.

2
The APR is sadly so high. I’m paying over £1,700 in interest Reviewed on: 27th February 2026
MTW's avatar
MTW
Reply from Plata Hi, Thank you for taking the time to leave us a review. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 4th March 2026
Plata's logo
Plata

Really helpful and customer service was exceptional

5
Really helpful and customer service was exceptional Reviewed on: 27th February 2026
Leah W's avatar
Leah W

Easy transaction!

5
I havent needed to contact customer service. The app is easy to use. And direct debits never fail to come out. Reviewed on: 27th February 2026
Kathryn Q's avatar
Kathryn Q

Easy to deal with, great friendly service throughout.

5
Easy to deal with, great friendly service throughout. Any issues dealt with quickly and effectively. Reviewed on: 27th February 2026
Mac's avatar
Mac

Application process was extremely straight forward.

5
Application process was extremely straight forward. And the loan was deposited into my bank account within a short time period. Reviewed on: 27th February 2026
Abbey C's avatar
Abbey C

Great place

5
Straight forward application very easy to talk to advisors Reviewed on: 27th February 2026
Glenn A's avatar
Glenn A

Very easy and quick extremely helpful and would high...

5
Very easy and quick extremely helpful and would highly recommend Plata Reviewed on: 27th February 2026
Ben E's avatar
Ben E

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill