Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 13,229 reviews, last reviewed 11th Apr 2026
492200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service and great intersest rate Good service and great intersest rate Reviewed on: 11th April 2026
Kosala T's avatar
Kosala T

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13229)

Clear, simple, and quick application process.

5
The loan application process is very clear and simple with guided steps along the way. Verification was very quick as was approval. And the transfer arrived exactly when I was advised it would. I couldn't be happier with the whole process. There are also now email and text reminders of any upcoming payments which gives me peace of mind that I won't forget. Great company! Reviewed on: 27th February 2026

Helped with loans.

5
Helped with loans. Would recommend always! Reviewed on: 27th February 2026

Great experience, simple no fuss

5
Great experience, simple no fuss Reviewed on: 27th February 2026

Very quick and easy application process

5
Very easy to use website and application process and the money was with me very quickly Reviewed on: 27th February 2026

Plata loans are quick & simple

5
I was looking for a loan to basically clear some credit cards and made just the one payment, plata offered a great deal and repayment figures, the documents were sent electronically and returned and the funds were in my bank within 48 hours, a great service. Thank you. Reviewed on: 27th February 2026

It was easy from start to finish

5
It was easy from start to finish Reviewed on: 27th February 2026

Poor credit. Better growth.

5
I have poor credit due to an unfortunate relationship mishap. I'm slowly trying to grow it, I was in desperate need of a loan consolidation and plata has helped me cut down my out goings massively. Reviewed on: 27th February 2026

Pleasurable experience

5
You made the experience a pleasure with friendly staff and easy processes Reviewed on: 27th February 2026

Great company.

5
Great company. Very fast and can get through to a staff member, if needed Reviewed on: 27th February 2026

Easy Loan Application

5
Very quick and smooth.. It was very easy to apply. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review