Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,945 reviews, last reviewed 3rd Apr 2026
465300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer services is ok . Customer services is ok . Can improve on direct debit set up eg. i lost my direct debit but it was replaced . i thought the monthly instalment will ... Read more Reviewed on: 3rd April 2026
karen l's avatar
karen l

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12945)

Quick, easy application.

5
Quick, easy application. Affordable repayments. Happy customer Reviewed on: 27th February 2026
Chloe M's avatar
Chloe M

Great providers, got approved and my money in the sa...

5
Great providers, got approved and my money in the same day Reviewed on: 27th February 2026
Nikola M's avatar
Nikola M

Easy to deal with.

4
Easy to deal with. Good rates and quick decisions. Reviewed on: 27th February 2026
John R's avatar
John R

Quick and simple to get the loan

5
Quick and simple to get the loan Reviewed on: 27th February 2026
Dushantha 's avatar
Dushantha

Honestly the easiest money lending I’m ever experien...

5
Honestly the easiest money lending I’m ever experienced… simple straightforward hassle free highly recommended Reviewed on: 27th February 2026
Lindsey L's avatar
Lindsey L

Straight Forward and Helpful

5
Getting a loan with Plata was easy and straight forward. Although the rate isn't the best i've ever had it was certainly good at the time and really helped me when I needed help the most. Reviewed on: 27th February 2026
Dave Bray's avatar
Dave Bray

Great service, friendly service throughout

5
Great service, friendly service throughout Reviewed on: 27th February 2026
takura's avatar
takura

Great loan company

5
Very easy to apply customer service was great when I spoke with them would recommend to anyone Reviewed on: 27th February 2026
Richard w's avatar
Richard w

helpfull and easy to clear early would always helpful.

5
helpfull and easy to clear early would always helpful. Reviewed on: 27th February 2026
SZ's avatar
SZ

Easy to talk to, everything explained professionall...

5
Easy to talk to, everything explained professionally and quickly. Reviewed on: 27th February 2026
Sharon J's avatar
Sharon J

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill