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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,946 reviews, last reviewed 3rd Apr 2026
465400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Never get disturbed by plata with emails or messages Never get disturbed by plata with emails or messages Reviewed on: 3rd April 2026
Franklin D's avatar
Franklin D

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12946)

The process was very easy and the loan was approved...

5
The process was very easy and the loan was approved very quickly and deposited also very quickly Reviewed on: 27th February 2026
Rosco's avatar
Rosco

I applied and got my loan almost immediately.

5
I applied and got my loan almost immediately. The website is very easy to use as well. Reviewed on: 27th February 2026
Funda G's avatar
Funda G

Good work

5
Great online loan service with a quick and easy process from start to finish. The application was simple, approvals were fast, and everything was clear with no hidden fees or surprises. Super convenient and straightforward overall. Definitely recommend if you’re looking for a reliable online lending option. Reviewed on: 27th February 2026
Deb A's avatar
Deb A

Plata has been stress free and incredibly helpful

5
Plata has been stress free and incredibly helpful Reviewed on: 27th February 2026
Joseph G's avatar
Joseph G

Always helpful on the phone no to big or s...

5
Always helpful on the phone no problem to big or small polite and good bunch of staff. Reviewed on: 27th February 2026
David R's avatar
David R

Very quick service and lots information

5
Very quick service and lots information Reviewed on: 27th February 2026
Asif R's avatar
Asif R

Plata Review.

5
Application process and all paperwork etc was seamless. Easy to manage the account and all-in-all a decent system and customer experience/service Reviewed on: 27th February 2026
Matthew T's avatar
Matthew T

10/10 last year I took out a loan with Plata.

5
10/10 last year I took out a loan with Plata. The application was simple to complete, clear and straightforward, and much less stressful than I had expected, the funds were in my bank account within a few hours! Reviewed on: 27th February 2026
Claire K's avatar
Claire K

Never had a problem.

5
Never had a problem. Excellent service. Reviewed on: 27th February 2026
C D's avatar
C D

Better than dealing with the big banks!

5
Arranging the loan has been very simple and straightforward. The communications have been clear and the whole experience has been positive. I would recommend them. Much nicer than dealing with the big banks! Reviewed on: 27th February 2026
SHARLENE L's avatar
SHARLENE L

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