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Plata: Personal loans reviews

4.94
Based on 12,944 reviews, last reviewed 3rd Apr 2026
465200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Plata are outstanding Plata are outstanding — their service is fast, reliable, and genuinely customer‑focused. The quality of their work is consistently excellent, and they... Read more Reviewed on: 3rd April 2026
Moses F's avatar
Moses F

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12944)

Great service.

5
Great service. Helpful teams and approachable Reviewed on: 27th February 2026

Honest rates and easy way to access my account.

5
Honest rates and easy way to access my account. Transparent about everything. Plata has been there for me many times when I needed it and it was always the fair and clear option. It is not a great situation to find yourself in need for a loan but it makes it just a bit better when the lender is not trying to rip you off. Reviewed on: 27th February 2026

Plata help improve people finances

5
Plata is brilliant, the have consolidated my debt and made it easy for me to pay with affordable monthly payment Reviewed on: 27th February 2026

Really quick and easy to use.

5
Really quick and easy to use. Allow early repayment without fees Reviewed on: 27th February 2026

so easy to use

5
Had no trouble from start to finish, was so easy to use the website. Reviewed on: 27th February 2026

No complaints - never had any issues with the service

5
No complaints - never had any issues with the service Reviewed on: 27th February 2026

Great company

5
Great company, great service and always helpful Reviewed on: 27th February 2026

Helped pay wedding!

5
Helped me pay my wedding, due to an unforeseen payment at the time. They helped me with a good monthly payment to ensure I could pay my wedding off, thank you Reviewed on: 27th February 2026

One of the best company

5
Really helpful and work for me really well Reviewed on: 27th February 2026

Very approachable; friendly and flexible when it com...

5
Very approachable; friendly and flexible when it comes to money management Reviewed on: 27th February 2026

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