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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Easy application and transparent terms.

5
It was easy to navigate the website and apply. Plata is very open with their terms and conditions. The decision to acceptance was relatively quick and once the offer was accepted and the terms agreed, the money was in my account the next working day. i cannot comment in their customer service as I haven’t encountered a physical conversation, however the contact details are readily accessible and their number is free to call. I do recommend them. Reviewed on: 27th February 2026
RichBirkettUK's avatar
RichBirkettUK

Good, fast very helpful would highly recommend

5
Good, fast very helpful would highly recommend Reviewed on: 27th February 2026
Lee B's avatar
Lee B

Quick, easy and personal.

4
Quick, easy and personal. They were professional and approachables. Reviewed on: 27th February 2026
Luis A's avatar
Luis A

Quick, Clear and Easy

5
Very quick and easy process, with clear guidance and steps to help me make an informed decision. I applied online and felt a little daunted, but each step of the way I was greeted with clear instructions, clear pathways and options for what I wanted to do. Reviewed on: 27th February 2026
Naomi V's avatar
Naomi V

Easy to apply, quick decision, kept me up to date ev...

5
Easy to apply, quick decision, kept me up to date every step of the way. Reviewed on: 27th February 2026
Louise E's avatar
Louise E

Goods rates, great service.

5
Goods rates, great service. Very easy application process Reviewed on: 27th February 2026
Mj's avatar
Mj

Very easy to use and complete.

5
Very easy to use and complete.and no hassle at all though out the process. Reviewed on: 27th February 2026
Philip R's avatar
Philip R

Great customer support really helped me and explaine...

5
Great customer support really helped me and explained everything so I fully understood every aspect of my loan. Easy to use customer portal to keep track of my loan. Reviewed on: 27th February 2026
Sophie G's avatar
Sophie G

Plata were so easy to use, application was simple, t...

5
Plata were so easy to use, application was simple, they told me all about my payments and text me a reminder when each payment is coming off my card. Reviewed on: 27th February 2026
Robert H's avatar
Robert H

Very easy!

5
Very easy and funds were sent straight away Reviewed on: 27th February 2026
Megan s's avatar
Megan s

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