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Plata: Personal loans reviews

4.94
Based on 12,919 reviews, last reviewed 1st Apr 2026
462900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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4%
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0%
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Latest highest rating:

4

Good easy to login in, easy to make extra payments Good easy to login in, easy to make extra payments Reviewed on: 1st April 2026
Lone Pe's avatar
Lone Pe

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12919)

Quick and friendly.

5
Quick and friendly. Easy process Reviewed on: 27th February 2026

Quick easy application, money in account very quickl...

5
Quick easy application, money in account very quickly no lengthy process, easy online application Reviewed on: 27th February 2026

Quick and easy application process and great custome...

5
Quick and easy application process and great customer service Reviewed on: 27th February 2026

There when I needed them when I was down on my luck.

5
There when I needed them when I was down on my luck. Reviewed on: 27th February 2026

Easy and satisfying to deal with.

5
Easy and satisfying to deal with. Reviewed on: 27th February 2026

Smooth money transactions all the way through.

4
Smooth money transactions all the way through. Reviewed on: 27th February 2026

Hassle free with clear information

5
Hassle free with clear information Reviewed on: 27th February 2026

I applied for a loan and it was very straightforward...

4
I applied for a loan and it was very straightforward forward and I reached the criteria and was accepted. I am currently paying it off with no issue and have not needed to contact customer support or anything. So I like to think I am a steady customer and paying what needs to be paid. Reviewed on: 27th February 2026

Having a personal loan with plata has been excellent...

5
Having a personal loan with plata has been excellent value for money and the customer care service is excellent Reviewed on: 27th February 2026

I had been considering a small loan and through a qu...

5
I had been considering a small loan and through a quick search, I discovered Plata. The process was quick and easy and the money was in my account within maybe an hour. Making repayments is very easy, as it comes out of my payment method like clockwork monthly, on the date that suited me. Would definitely recommend Plata if anyone is considering a loan. Very easy process and I personally haven't encountered any problems at all. Reviewed on: 27th February 2026

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