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Plata: Personal loans reviews

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4.94
Based on 12,896 reviews, last reviewed 1st Apr 2026
460900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy application no hassle Easy application with straightforward communication everything is explained absolutely no hassle Reviewed on: 1st April 2026
James Storey's avatar
James Storey

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12896)

Very easy and quick to process loan.

5
Very easy and quick to process loan. Will definitely use again if needed. Reviewed on: 26th February 2026
CW's avatar
CW

Excellent customer care.

5
I had a good experience with plata. Reviewed on: 26th February 2026
Rehema's avatar
Rehema

Easy process.

5
Easy process. Quick decision. Highly recommended Reviewed on: 26th February 2026
AJH62's avatar
AJH62

Easy set up.

5
Easy set up. Very efficient No problems Reviewed on: 26th February 2026
Maureen T's avatar
Maureen T

Very fast acceptance and payment.

5
Very fast acceptance and payment. Great customer service. Cannot fault and would highly recommend. Reviewed on: 26th February 2026
D Terrey's avatar
D Terrey

It was very easy and quick to get a decission on a l...

5
It was very easy and quick to get a decission on a loan. I have had no reason to call them during my time with them. Would I use them again if I needed. Absolutely yes I would. Reviewed on: 26th February 2026
Lesley V's avatar
Lesley V

Quick process,a bit high interest, but still better...

5
Quick process,a bit high interest, but still better than others. The money was on my account in almost minutes,felt like it Overall good experience. Reviewed on: 26th February 2026
Ancsa's avatar
Ancsa

Great and helpful.

5
Great and helpful. Plata came through when I needed it but i dont recommend people getting loans, none of them are value for money. This one isn’t great on the interest either. Reviewed on: 26th February 2026
A T's avatar
A T

Easy to apply

5
Very easy to apply with an application form that isn't overcomplicated and supports every step of the process. The app is very easy to use and again not overcomplicated or over engineered so not scary! Reviewed on: 26th February 2026
Malin E's avatar
Malin E

Good lender, great customer service.

5
Good lender, great customer service. Always there to support you Reviewed on: 26th February 2026
Pellese's avatar
Pellese

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