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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Fast, Flexible, Friendly. Great Service.

5
The application process is very straightforward. From start to approval took no more than ten minutes and the money was in my account the next morning. Good flexible payback options and reasonable interest rates for someone with a credit score on the lower side like myself. I would highly recommend this service. Reviewed on: 27th February 2026
Chris's avatar
Chris

Quick and easy to apply.

5
Quick and easy to apply. Very clear information all throughout and the customer service is excellent. Very happy with the ease of the whole process and love the breakdown when you log in to your account Reviewed on: 27th February 2026
Charlie S's avatar
Charlie S

One of the best provider

5
Plata has provided a timely loan when i was looking for one and the process also has been simple and easy. Reviewed on: 27th February 2026
Hari's avatar
Hari

Excellent customerservice..

5
I phoned through, I was asked a few questions to ensure I was able to afford the loan. Sensible steps to take to avoid any chance of my going into debt. Very helpful and polite. Reviewed on: 27th February 2026
Ian Prentice 's avatar
Ian Prentice

I was looking for a debt consolidation loan and cont...

5
I was looking for a debt consolidation loan and contacted Plata and they were amazing and really helpful. Once we had gone over everything at my pace and we had signed everything the money was with me within 24-48 hours. Plus now I’m out of debt and paying a really reasonable bill once a month with plata! Reviewed on: 27th February 2026
Georgia P's avatar
Georgia P

Great customer service, reliable and fast

5
Great customer service, reliable and fast Reviewed on: 27th February 2026
Tanya J's avatar
Tanya J

Plata made sure my loan was affordable, was paid out...

5
Plata made sure my loan was affordable, was paid out quickly. Would deal with them 5bdays a week every week Reviewed on: 27th February 2026
Co's avatar
Co

Worth it easy to appllicatsion good to manege

5
Worth it easy to appllicatsion good to manege Reviewed on: 27th February 2026
Sivasubramanim's avatar
Sivasubramanim

Great, easy and fast service.

5
Great, easy and fast service. clear breakdown on APR and repayment schedule Reviewed on: 27th February 2026
Madalina T's avatar
Madalina T

Helped me with a great interest rate when I needed i...

5
Helped me with a great interest rate when I needed it and allowed me to consolidate my outgoings. Reviewed on: 27th February 2026
Linzi G's avatar
Linzi G

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