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Plata: Personal loans reviews

4.94
Based on 12,900 reviews, last reviewed 1st Apr 2026
461200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend Easy to use and great customer service Reviewed on: 1st April 2026
JCX's avatar
JCX

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12900)

The process to optioning the loan was simple and tra...

5
The process to optioning the loan was simple and transfer off funds was quick and straightforward Reviewed on: 26th February 2026

Worth a look

5
Application was quick and money was straight into account Reviewed on: 26th February 2026

Always happy to help if your struggling with payment...

5
Always happy to help if your struggling with payment dates. Reviewed on: 26th February 2026

Great customer service really easy application

5
Great customer service really easy application Reviewed on: 26th February 2026

Highly recommended excellent service and acceptable...

5
Highly recommended excellent service and acceptable interest rate Reviewed on: 26th February 2026

Very reliable And very supportive

5
Very reliable And very supportive Reviewed on: 26th February 2026

They offered me an initial interest free period whic...

5
They offered me an initial interest free period which helped me a lot in helping to get my finances in order Reviewed on: 26th February 2026

Quick and easy process all in all

5
Quick and easy process all in all Reviewed on: 26th February 2026

Excellent

5
Prompt service, happy to assist, never had any trouble getting things arranged. Reviewed on: 26th February 2026

Providing a helping hand when you need it most

5
Plata were there for me when I really needed them. The application process is easy and a decision was given within minutes. Reviewed on: 26th February 2026

Review Plata: Personal loans now

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