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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Process was stressfree.

5
Process was stressfree. Instant decision which helped following the flooding to my property. Reviewed on: 27th February 2026
Jay's avatar
Jay

Great experience

5
So easy to deal with and you receive your money so quickly. Plus you are able to keep an eye on your payment schedule so easily Reviewed on: 27th February 2026
Steve's avatar
Steve

Took a personal loan with plata, brilliant service h...

5
Took a personal loan with plata, brilliant service highly reccomended Reviewed on: 27th February 2026
Nadeem s's avatar
Nadeem s

They really helped and made the process so easy

5
They really helped and made the process so easy Reviewed on: 27th February 2026
Lauren h's avatar
Lauren h

Really helpful and non judgemental

5
Really helpful and non judgemental Reviewed on: 27th February 2026
lino f's avatar
lino f

easy to use but would prefer a direct debit so I ca...

5
easy to use but would prefer a direct debit so I can track the payment correctly Reviewed on: 27th February 2026
lee c's avatar
lee c

Excellent customer service.

5
From start to finish Plata made the application easy and straight forward. Loan was accepted quickly and payout was very quick also. Excellent customer service thank you. Reviewed on: 27th February 2026
Stewart's avatar
Stewart

Very much helpful and smooth service

5
Very much helpful and smooth service Reviewed on: 27th February 2026
Arun's avatar
Arun

Helpful and friendly

5
I was struggling with my finances so I contacted plata, they reduced my monthly payment to a smaller amount and very friendly and helpful. I would highly recommend. Their app is good too, you can choose to overpay or pay early or pay a lump sum to reduce your payments, really useful. Reviewed on: 27th February 2026
Adele's avatar
Adele

Excellent service

5
Quick and easy especially appreciated the contact prior to Christmas with the opportunity to pay my direct debit early Reviewed on: 27th February 2026
MISS L's avatar
MISS L

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