Paid advertisement
Smart Money People Logo
Newsletter

Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13650)

No direct debit payment options - does not show up i...

3
No direct debit payment options - does not show up in my bank accounts DD list - so makes more effort to managed finances and puts burden on me. You are the only financial company who does this that I use Reviewed on: 27th February 2026

Good experience

5
Plata Plata were fast and efficent with my application. Reviewed on: 27th February 2026

Quick application and fast access to money.

5
Quick application and fast access to money. Not often the best on rate though. Reviewed on: 27th February 2026

Easy to sort and very good to deal with

5
Easy to sort and very good to deal with Reviewed on: 27th February 2026

Great service fast friendly efficient

5
Great service fast friendly efficient Reviewed on: 27th February 2026

Quick and easy!

5
It was very quick and easy to apply for money, I found out pretty much within two days if I had the loan. And it was great as I paid of everything to pay on one payment then! I was so pleased that I could do all payments in place. I love the website it’s easy to use and see where I am at! I can do everything at the touch of screen, no hassle, no issues overall very impressive:) Reviewed on: 27th February 2026

Good communication, easy setup, all round good.

5
Good communication, easy setup, all round good. Reviewed on: 27th February 2026

Great rates, great service, great experience

5
Very easy and well planned out application process. You’re kept informed all the way through and easy to get hold of someone if you need help Reviewed on: 27th February 2026

Efficiency

5
Efficiency in customer service and value for money Reviewed on: 27th February 2026

Good customer service and quality service Recommende...

5
Good customer service and quality service Recommended thank you. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review