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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Very helpful good service persons very helpful over...

5
Very helpful good service persons very helpful over the phone Reviewed on: 27th February 2026

Very easy to apply and helpful even for people with...

5
Very easy to apply and helpful even for people with no experience. Reviewed on: 27th February 2026

In the time of need they provided a quick and easy p...

5
In the time of need they provided a quick and easy process where they check your score and help you with those urgent financial needs. I am really thankful for your support and easy option to pay back the money Reviewed on: 27th February 2026

No direct debit payment options - does not show up i...

3
No direct debit payment options - does not show up in my bank accounts DD list - so makes more effort to managed finances and puts burden on me. You are the only financial company who does this that I use Reviewed on: 27th February 2026

Good experience

5
Plata Plata were fast and efficent with my application. Reviewed on: 27th February 2026

Quick application and fast access to money.

5
Quick application and fast access to money. Not often the best on rate though. Reviewed on: 27th February 2026

Easy to sort and very good to deal with

5
Easy to sort and very good to deal with Reviewed on: 27th February 2026

Great service fast friendly efficient

5
Great service fast friendly efficient Reviewed on: 27th February 2026

Quick and easy!

5
It was very quick and easy to apply for money, I found out pretty much within two days if I had the loan. And it was great as I paid of everything to pay on one payment then! I was so pleased that I could do all payments in place. I love the website it’s easy to use and see where I am at! I can do everything at the touch of screen, no hassle, no issues overall very impressive:) Reviewed on: 27th February 2026

Good communication, easy setup, all round good.

5
Good communication, easy setup, all round good. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review