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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy application, quick and efficient, funds appeare...

5
Easy application, quick and efficient, funds appeared instantly Reviewed on: 27th February 2026
Eme R's avatar
Eme R

My loan was approved within an hour of my application.

5
My loan was approved within an hour of my application. And the money was in my account within an hour of approval. All communications were done over emails. I also got to choose the day of the month I wished to have my repayments deducted from my account by direct debit. One is not charged interest for overpayment. I just love how swift the whole process was. I would definitely recommend Plata to friends and family. Reviewed on: 27th February 2026
Wendy S's avatar
Wendy S

Great experience and very easy to deal with.

5
Great experience and very easy to deal with. Reviewed on: 27th February 2026
Michael Hayes's avatar
Michael Hayes

I’m happy the way I am.

5
I’m happy the way I am. I would recommend to anybody who would apply to this. Reviewed on: 27th February 2026
Stephen G's avatar
Stephen G

easy application.

5
easy application...interest is fair Reviewed on: 27th February 2026
Brendan 's avatar
Brendan

Very easy to deal with and seamless from start to fi...

5
Very easy to deal with and seamless from start to finish Reviewed on: 27th February 2026
Louise G's avatar
Louise G

There was no hassle or Invading of my privacy they w...

5
There was no hassle or Invading of my privacy they were very helpful and professional at every stage. I have used them more than once and each time it was a pleasant experience. Reviewed on: 27th February 2026
Toyin D's avatar
Toyin D

Swift, professional and modern

5
End-to-end process from application to funds transfer was swift and not overly onerous. The process is modern in terms of no physical paperwork/postage being required. The website makes managing the loan simple. I would use Plata again. Reviewed on: 27th February 2026
Steve M's avatar
Steve M

Plata helped me to buy a house

5
I had a consolidation loan, Plata were able to give a brilliant rate and I was able to get back on my finances. I have now ben able to apply for a mortgage and buy my dream home - thank you Plata Reviewed on: 27th February 2026
Jane H's avatar
Jane H

Easy to deal with .

5
Easy to deal with . Everything was straightforward and decision given quickly. All communication clearly visible. Reviewed on: 27th February 2026
Laura 's avatar
Laura

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