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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Great. Fantastic service

5
Great. No problems, would recommend to anyone needing personal finance Reviewed on: 27th February 2026
Alex M's avatar
Alex M

Excellent and person centred

5
Plata has been a pleasure very professional and person centred helping me out when I needed it a absolutely pleasure dealing with Plata Reviewed on: 27th February 2026
Simon j's avatar
Simon j

Loan was easy to set up and well explained!

5
Loan was easy to set up and well explained! Easy to set up payment too. Reviewed on: 27th February 2026
Ian's avatar
Ian

Best deal

5
Very easy to deal with and hassle free Reviewed on: 27th February 2026
Ian E's avatar
Ian E

A Breath of Fresh Air

5
The whole process from start to finish was a breath of fresh air. Plata application process was simple, pre-approval was accurate and money was paid within days of approval, very satisfied. Reviewed on: 27th February 2026
Lee's avatar
Lee

Easy and quick.

5
Easy and quick. Agreement explained well Reviewed on: 27th February 2026
Adam M's avatar
Adam M

very helpful

5
just very helpful process was simple Reviewed on: 27th February 2026
Steve h's avatar
Steve h

Easy application, quick and efficient, funds appeare...

5
Easy application, quick and efficient, funds appeared instantly Reviewed on: 27th February 2026
Eme R's avatar
Eme R

My loan was approved within an hour of my application.

5
My loan was approved within an hour of my application. And the money was in my account within an hour of approval. All communications were done over emails. I also got to choose the day of the month I wished to have my repayments deducted from my account by direct debit. One is not charged interest for overpayment. I just love how swift the whole process was. I would definitely recommend Plata to friends and family. Reviewed on: 27th February 2026
Wendy S's avatar
Wendy S

Great experience and very easy to deal with.

5
Great experience and very easy to deal with. Reviewed on: 27th February 2026
Michael Hayes's avatar
Michael Hayes

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