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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,891 reviews, last reviewed 31st Mar 2026
460400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simple,straightforward, helpful simple information s... Simple,straightforward, helpful simple information supplied,speedy responses,kept updated all the way through the process Reviewed on: 31st March 2026
Lm's avatar
Lm

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12891)

Easy and helpful

5
Plata allowed me to take new loan out and pay off an existing loan with the money. Really easy to use. Reviewed on: 26th February 2026
Max 's avatar
Max

Very easy to apply, quick decision.

5
Very easy to apply, quick decision. Reviewed on: 26th February 2026
Victoria H's avatar
Victoria H

Highly recommended

5
I came to Plata following the purchase of my first solo home. It was a renovation property and most of my savings had gone on the house itself. With my previous credit history not being the best, I wasn’t a match for most high street lenders, however with Plata everything was so simple and straightforward and the money was in my bank within hours. This meant getting a new kitchen and started with renovating the whole property didn’t have to wait ! Reviewed on: 26th February 2026
Jade l's avatar
Jade l

Great chioce

5
I thought i made an excellent choice in applying and accepting a loan from Plata. Customer service was great. I felt I was being assisted by someone who actually cared for my wellbeing and that I was certain I was making the right choice in borrowing. They professionally took me through my affordability process and was pretty straightforward about terms and conditions of my loan.I will definitely recommend borrowing from plata because I didn't feel judged in needing to borrow money. Reviewed on: 26th February 2026
Damion Skyers's avatar
Damion Skyers

Smooth, simple and hassle free.

5
Smooth, simple and hassle free. No problems in dealing with Plata for my financial services and very easy to use website Reviewed on: 26th February 2026
Matt G's avatar
Matt G

Best serious company

5
I had dust good experience including the customer and care department Reviewed on: 26th February 2026
Freddy Covelli's avatar
Freddy Covelli

Excellent Service.

5
Excellent Service. Good website. Reviewed on: 26th February 2026
Omololu Taiwo's avatar
Omololu Taiwo

Quick decision good lender

5
Quick decision, good customer service Reviewed on: 26th February 2026
Julie R's avatar
Julie R

Great the best very helpful and reliable

5
Great the best very helpful and reliable Reviewed on: 26th February 2026
Jean Roebuck's avatar
Jean Roebuck

Fantastic communication throughout

5
Fantastic communication throughout Reviewed on: 26th February 2026
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H dunn

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