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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Very helpful and reliable service, reasonably rates...

5
Very helpful and reliable service, reasonably rates and friendly, online service easy to apply on, and staff calling talking through each steps respectable and clear. Reviewed on: 27th February 2026

Very helpful and clear, Every step of the way, woul...

5
Very helpful and clear, Every step of the way, would recommend Reviewed on: 27th February 2026

Quick and straightforward

5
I found the process very straightforward. The loan application was very easy and the money was in my account the same day. Overall, I would recommend a Plata liam to everyone. Reviewed on: 27th February 2026

I'm very happy with experience very good company goo...

4
I'm very happy with experience very good company good customer service I'm very satisfied with the plat Reviewed on: 27th February 2026

The app. Review.

5
The app. Is top notch and all-round information on the app, which could allow customers to pay on time. Reviewed on: 27th February 2026

Great customer experience

5
The application process was very slick. An outcome was provided instantly and the funds were shared very quickly after that. Reviewed on: 27th February 2026

The whole experience was first class

5
The whole experience was first class Reviewed on: 27th February 2026

Easy to apply and money was in back in minutes

5
Easy to apply and money was in back in minutes Reviewed on: 27th February 2026

Incredibly easy and fast process.

5
Incredibly easy and fast process. Flexible with options and clear payment terms. I wish there were some options when you're in the payment plan for more flexibility to let's say increase time to make the payment (i.e. I have chosen 3 years and now feel like an extra year or two would've been better.). Otherwise a great option to consolidate all your debts in one place. Reviewed on: 27th February 2026

Plata have been very helpful anytime I have called t...

5
Plata have been very helpful anytime I have called them,and generally its my fault, and what really like with plata, on few occasions been caught with fraud and forget to update card and you don't have any charges if you pay that day Thank Plata Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review