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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy to apply and money was in back in minutes

5
Easy to apply and money was in back in minutes Reviewed on: 27th February 2026

Incredibly easy and fast process.

5
Incredibly easy and fast process. Flexible with options and clear payment terms. I wish there were some options when you're in the payment plan for more flexibility to let's say increase time to make the payment (i.e. I have chosen 3 years and now feel like an extra year or two would've been better.). Otherwise a great option to consolidate all your debts in one place. Reviewed on: 27th February 2026

Plata have been very helpful anytime I have called t...

5
Plata have been very helpful anytime I have called them,and generally its my fault, and what really like with plata, on few occasions been caught with fraud and forget to update card and you don't have any charges if you pay that day Thank Plata Reviewed on: 27th February 2026

Good experience overall.

5
Good experience overall. Very fast response and transparency in terms of details, fees and constant communication and updates. Reviewed on: 27th February 2026

Very helpful and easy to talk to

5
Very helpful and easy to talk to Reviewed on: 27th February 2026

Rates could be better

4
Easy company to deal with just a little expensive on rates Reviewed on: 27th February 2026

Always extremely helpful!

5
Always extremely helpful! A fair loan company who keep customers informed with all information needed Reviewed on: 27th February 2026

First class customer service

5
The process was very smooth with excellent customer service. Reviewed on: 27th February 2026

Very professional and client oriented

5
Very professional and client oriented Reviewed on: 27th February 2026

Staff were very friendly and I had a really good exp...

5
Staff were very friendly and I had a really good experience Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review