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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Good compact, easy to apply and very helpful

5
Good compact, easy to apply and very helpful Reviewed on: 27th February 2026
Sharon C's avatar
Sharon C

Highly recommend

5
Very transparent with all the details, simple to use portal that is straightforward to input details. Very fast decision and documents easily assessable Reviewed on: 27th February 2026
Dennis M's avatar
Dennis M

Quick and efficient transparent service

5
Quick and efficient transparent service Reviewed on: 27th February 2026
Mr s's avatar
Mr s

Easy process

5
Quick decision, good communication and the app is easy to use. Reviewed on: 27th February 2026
Mellissa L's avatar
Mellissa L

I recently used Plata for a loan, and I am extremely...

5
I recently used Plata for a loan, and I am extremely impressed with their service. The entire process was fast, simple, and completely stress-free. Everything was clear with no hidden fees, and the funds arrived on time. Excellent customer service — highly recommend! Plata has the best customer service you can ever get …. The funds were transferred promptly, exactly as promised. Reviewed on: 27th February 2026
Abigail A's avatar
Abigail A

Great service, fast and on time .

5
Great service, fast and on time .................................. Reviewed on: 27th February 2026
Patrick celaschi's avatar
Patrick celaschi

Quick easy to apply at competitive rates

5
Quick easy to apply at competitive rates Reviewed on: 27th February 2026
Jas's avatar
Jas

I feel Plata has been a good lender

5
I feel Plata has been a good lender Reviewed on: 27th February 2026
Margaret b's avatar
Margaret b

simple process ,very clear and straight forward.

5
simple process ,very clear and straight forward. Reviewed on: 27th February 2026
mark e's avatar
mark e

They don’t bother you when your account is in credi

5
When I paid a lump sum Plata did not take any more money from me. I like their system comparative to direct debit which would continue to get a payment regardless. I called Plata why that month’s payment hadn’t come out. They responded that they had received a payment from my account. Therefore their system would effect another payment since my account was now in credit. I never experienced this before and I think their system is the best. Every time I could call to check my loan balance and their customer service reps are patient with you and they will clarify when to don’t understand without rushing you. Reviewed on: 27th February 2026
Patience M's avatar
Patience M

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