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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy, quick and efficient.

4
Easy, quick and efficient. Everything is based in the app so I can monitor what is going on every month and track my payment. Reviewed on: 27th February 2026

Straightforward loan application completed in a rea...

5
Straightforward loan application completed in a reasonable time frame. Reviewed on: 27th February 2026

Clean, honest and smooth

5
The simplicity of application through to management of my repayments is brilliant. There is no complication nor dramas, its all as it should be. Reviewed on: 27th February 2026

10/10 Experience

5
Fast, simple application process. Easily accessible information. Reviewed on: 27th February 2026

Life saving

5
Was panicking after an unexpected trip to the vet for our dog resulting in him needing surgery immediately or he would suffer. Plates were able to sort us out and pay us so quickly. Everything was simple, quick and clear. Delighted they could help us in our time of crisis. Reviewed on: 27th February 2026

Amazing and straightforward.

5
Amazing and straightforward. It was such an easy process.Funds got in my account within 48 hours. Contact easy to understand Reviewed on: 27th February 2026

Great easy and fast loan, user friendly portal all t...

5
Great easy and fast loan, user friendly portal all the options you need Reviewed on: 27th February 2026

Excellent and quality service

5
From applying for the loan to actually receiving the money very quick. I like the app too so I can keep track of my loan. Reviewed on: 27th February 2026

Very simple platform to use, straight forward and qu...

5
Very simple platform to use, straight forward and quick Reviewed on: 27th February 2026

Straightforward and accessible

5
Straight forward application, reasonanble rates, and an easy to access and navigate customer website. Reviewed on: 27th February 2026

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