Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,860 reviews, last reviewed 30th Mar 2026
457400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They like too say yes. I have had 2 loans from Plata. For a car and home improvements. I wouldnt have both without them. If i ever need a loan again i will use Plata. Reviewed on: 30th March 2026
Anton 's avatar
Anton

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12860)

Plata were there when I needed them and others would...

4
Plata were there when I needed them and others wouldn’t help. Fast, straightforward and efficient. Reviewed on: 26th February 2026
Stuart F's avatar
Stuart F

Had a loan for almost a year now and had no issues s...

3
Had a loan for almost a year now and had no issues so far Reviewed on: 26th February 2026
Andy Bolton's avatar
Andy Bolton

Very helpful

5
Applied online, received a phonecall a couple of days later, after some simple questions everything was sent via email. Reviewed on: 26th February 2026
Ilyas Bulsari's avatar
Ilyas Bulsari

Excellent customer service.

5
Excellent customer service. Easy to use account portal and updates on my account. Reviewed on: 26th February 2026
Matthew C's avatar
Matthew C

It was easy to fill in the application and interest...

5
It was easy to fill in the application and interest rates are very reasonable Reviewed on: 26th February 2026
Anna Z's avatar
Anna Z

Great service

5
I like Plata for many reasons. It was easy to apply and everything was clear and transparent from the beginning before I even applied based on my quote. Once applied everything was handled quickly and I had the funds in my account before I knew it. I also like the platform it's easy to use and to manage your loan. I also like the fact you can repay your loan early in any way you want from small repayments to large ones which will adjust your overal loan term to allow you to save money on interest charged otherwise. Overall Plata is an amazing and their service is nothing less from top notch. Reviewed on: 25th February 2026
NA's avatar
NA

Every time i called i always received good customer...

5
Every time i called i always received good customer service. Also plata service is very good and there decision time is great Reviewed on: 25th February 2026
Clarence I's avatar
Clarence I

I’d definitely recommend Plata!

5
Plata is a great money lending platform. The application is straightforward and user friendly. The verification process is also very easy. The payment options are clear and easy to understand. The website has a nice layout, so that everything you need is easy to find. Reviewed on: 25th February 2026
Monique M's avatar
Monique M

Straight forward easy to use & understand

5
Straight forward easy to use and easy to understand all steps and costs! Reviewed on: 25th February 2026
David h's avatar
David h

Easy application and good online access to account.

5
Easy application and good online access to account. Reviewed on: 25th February 2026
John B's avatar
John B

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill