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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,860 reviews, last reviewed 30th Mar 2026
457400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

They like too say yes. I have had 2 loans from Plata. For a car and home improvements. I wouldnt have both without them. If i ever need a loan again i will use Plata. Reviewed on: 30th March 2026
Anton 's avatar
Anton

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12860)

Really easy and quick.

5
Really easy and quick. Good online portal. Reviewed on: 26th February 2026
Tom's avatar
Tom

Very quick, smooth and no fuss.

5
Very quick, smooth and no fuss. Efficient and easy to access account. Would recommend and use again for sure . Reviewed on: 26th February 2026
Tom's avatar
Tom

It was easy to apply and use and they allow you to p...

5
It was easy to apply and use and they allow you to pay of the loan early with ease Reviewed on: 26th February 2026
Martin 's avatar
Martin

Amazing always keep me updated on payments.

5
Amazing always keep me updated on payments. Reviewed on: 26th February 2026
Jade Boland's avatar
Jade Boland

Very helpful, loan deposited into bank same day, has...

5
Very helpful, loan deposited into bank same day, hassle free Reviewed on: 26th February 2026
Robert Anthony Lyford's avatar
Robert Anthony Lyford

Fast and efficient service

5
Plata processed my application much quicker than I expected. The steps were easy to follow, and I received updates promptly throughout the process. Everything felt smooth and efficient from start to finish, which made the experience stress‑free. Reviewed on: 26th February 2026
T M's avatar
T M

Quick and easy to use.

5
Quick and easy to use. Simple and quick delivery of funds Reviewed on: 26th February 2026
Aarom T's avatar
Aarom T

Trusted provider

5
Whenever I have had to speak to them nothing is too much trouble. The app is very user friendly and you can see at a glance your transactions. They are very competitive with other card providers. My experience has been hassle free. Reviewed on: 26th February 2026
Jill Buckley's avatar
Jill Buckley

Easy application and stress relieving representatives

5
I found applying for the loan really easy and stress free. Last year I also had an issue with my repayments due to maternity leave. The representative was very helpfully and we resolved my issue within one phone call which helped relieve a lot of mental stress that I was holding onto. Reviewed on: 26th February 2026
B Norman's avatar
B Norman

responsive staff.

5
responsive staff. always helpful with any questions Reviewed on: 26th February 2026
inga's avatar
inga

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