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Plata: Personal loans reviews

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4.94
Based on 12,856 reviews, last reviewed 29th Mar 2026
457000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

great service great service, information very clear. easy application process Reviewed on: 29th March 2026
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Disney

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12856)

Had an smooth and easy experiences with plata

5
Had an smooth and easy experiences with plata Reviewed on: 25th February 2026
Claire A's avatar
Claire A

Very good night excellent n good online service

5
Very good night excellent n good online service Reviewed on: 25th February 2026
Edwin m's avatar
Edwin m

Not the best !!

2
Applied for a top up but was declined even though my credit score is good and ive never missed a payment . Went elsewhere and once current loan is payed off I wont be returning to plata!! Reviewed on: 25th February 2026
Ant's avatar
Ant

Good customer service, easy to use.

5
Good customer service, easy to use. Reviewed on: 25th February 2026
Kristian Sayers's avatar
Kristian Sayers

Highly recommend Plata

5
Plata are a company that are easy to use, quick in response, great communication and reliable. I would highly recommend them to my family and friends. Reviewed on: 25th February 2026
LT's avatar
LT

My experience with plata has been brilliant since th...

5
My experience with plata has been brilliant since the start. The loan has been good value for money and customer services has been excellent throughout Reviewed on: 25th February 2026
Stefan K's avatar
Stefan K

Everything was so easy to do online.

5
Everything was so easy to do online.. and easy to understand.. and the payment into my bank account was quick... Great service Reviewed on: 25th February 2026
Tracey's avatar
Tracey

Easy to apply, sent regular messages about upcoming...

4
Easy to apply, sent regular messages about upcoming oaymenrs Reviewed on: 25th February 2026
Samantha n's avatar
Samantha n

good help and service thanks for excellent job

5
good help and service thanks for excellent job Reviewed on: 25th February 2026
abdellah tahri's avatar
abdellah tahri

Helped me massively when going though the toughest t...

5
Helped me massively when going though the toughest time of my life. Helped me rebuild my life and get my children back in my life. Cannot thank them enough. Reviewed on: 25th February 2026
Derek Y's avatar
Derek Y

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