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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,828 reviews, last reviewed 28th Mar 2026
454500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Very good, quick and easy to deal with Very good, quick and easy to deal with Reviewed on: 28th March 2026
Sam W's avatar
Sam W

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12828)

Simple and straightforward

5
Really good experience and just plain simple easy to understand finance. Reviewed on: 15th February 2026
Rob P's avatar
Rob P

So easy to apply great customer service and fast dec...

5
So easy to apply great customer service and fast decision and transfer Reviewed on: 15th February 2026
Kerr C's avatar
Kerr C

Excellent service of loan

5
Very effecient communication excellent App very easy to use keeps u informed and up todste with ur loan information Excellentvservice wiuld highly reccomend Plata. Loan was very quick and easy to get. Reviewed on: 15th February 2026
Joanne k's avatar
Joanne k

Mackenzie Court Review

5
From start to finish, had a fantastic experience with Plata. Very good customer service, the loan was payed out to me extremely quick and the website is very user friendly and easy to use. And the feature where it does a calculation if you make an overpayment on your loan is great as well - big fan. Reviewed on: 15th February 2026
Mackenzie C's avatar
Mackenzie C

Fast, efficient and reliable.

4
Fast, efficient and reliable. Everything was smooth and uncomplicated. Reviewed on: 15th February 2026
Mark Whittle's avatar
Mark Whittle

Easy to use

5
Good so far, been with plata 7 months and not had any issues Reviewed on: 15th February 2026
Alisha A's avatar
Alisha A

Quick release of funds and smooth service

5
Quick release of funds and smooth service Reviewed on: 15th February 2026
Kirsty's avatar
Kirsty

Loaned to me when no one else would.

5
Loaned to me when no one else would. Very easy to access via the portal and quite user friendly Reviewed on: 15th February 2026
Angie 's avatar
Angie

Received money very quickly, competitive rates

5
Received money very quickly, competitive rates Reviewed on: 15th February 2026
Natasha Pike's avatar
Natasha Pike

Very easy to apply

5
Very easy to apply for. I have loved this company. Would recommend Reviewed on: 15th February 2026
Lisa S's avatar
Lisa S

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