Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,828 reviews, last reviewed 28th Mar 2026
454500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, quick and easy to deal with Very good, quick and easy to deal with Reviewed on: 28th March 2026
Sam W's avatar
Sam W

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12828)

I was unemployed for 8 months last year.

5
I was unemployed for 8 months last year. They were very helpful in managing the difficult period and I am now up to date with arrears and back on track without the stress of an angry creditor, not even once. Reviewed on: 15th February 2026
Gary Todd's avatar
Gary Todd

Best so far i had.

5
Best so far i had. Affordable repayments and very flexible. Literally saved my life from being in trouble thank you very much Reviewed on: 14th February 2026
Edgaras's avatar
Edgaras

Apply for a loan, the process was seamless.

5
Apply for a loan, the process was seamless. Swift informative communication Reviewed on: 14th February 2026
Andrews A's avatar
Andrews A

I would recommend anyone take a loan out with plata

5
Quick to get through all the process and easy to get into every month to change dates or even pay a bit earlier each month. I’ve never had any issues with plata they have been great Reviewed on: 14th February 2026
Lee brims's avatar
Lee brims

Low apr loans easy to apply and great service

5
Low apr loans easy to apply and great service Reviewed on: 14th February 2026
Bill Watson's avatar
Bill Watson

My Review

5
So easy and friendly to deal with. Reviewed on: 14th February 2026
Martin H's avatar
Martin H

Professional staff

5
Good experience, professional support Reviewed on: 14th February 2026
Stefanita C's avatar
Stefanita C

Good customer service

4
I have no trouble with Plata. Customer service is good. Reviewed on: 14th February 2026
Olayiwola O's avatar
Olayiwola O

Easy to apply and decision was quick

5
Easy to apply and decision was quick Reviewed on: 14th February 2026
Melanie C's avatar
Melanie C

Best thing i have done!

5
Honestly been the best thing about my debt consolidation journey. There app is super easy to use, super easy to understand when paying extra, so you now how much you are svaing on interest or lowering the monthly cost etc. Reviewed on: 14th February 2026
James H's avatar
James H

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill