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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy application, fast acceptance.

5
Easy application, fast acceptance. Fast funds. Reviewed on: 27th February 2026
Kyle H's avatar
Kyle H

brilliant service

5
Have had no problems get emails brilliant service Reviewed on: 27th February 2026
Sonya c's avatar
Sonya c

Excellent service, easy to get a quote & reasonable...

5
Excellent service, easy to get a quote & reasonable offers Reviewed on: 27th February 2026
NM's avatar
NM

Car loan and great service

5
I took a loan out in October 2024 to purchase a new car, the process was super simple and efficient. What I love about Plata is how easy it is to manage your account. I had a little baby boy in December 2025 and was taking some unpaid time off work so made an extra payment, I basically reduced the loan by mistake instead of paying my next payment in advance. I called them and they were super helpful, with my issue resolved in less than 4 minutes! Would definitely recommend to anyone. Reviewed on: 27th February 2026
Jordan R's avatar
Jordan R

Always great customer service with Plata.

5
Always great customer service with Plata. Easy to use online account. Reviewed on: 27th February 2026
Jo's avatar
Jo

Easy process and fast service.

5
Easy process and fast service. Simple to navigate, straightforward and did not take long to have money in the bank. Reviewed on: 27th February 2026
Happycustomer's avatar
Happycustomer

Financial rest

5
Plata has been a source of financial life line at a time when there was no help. I have been able to take control of my finances. Reviewed on: 27th February 2026
AA's avatar
AA

Very helpful customer service.plata excelent

5
Very helpful customer service. Quick and easy access Reviewed on: 27th February 2026
Norma P's avatar
Norma P

Have had no issues with Plata easy form to fill in o...

5
Have had no issues with Plata easy form to fill in online fair rates. Reviewed on: 27th February 2026
Michael h's avatar
Michael h

Quick and efficient service.

5
Quick and efficient service. The team are always happy to help and nothing is too much trouble. Reviewed on: 27th February 2026
Lauren L's avatar
Lauren L

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