Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,828 reviews, last reviewed 28th Mar 2026
454500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, quick and easy to deal with Very good, quick and easy to deal with Reviewed on: 28th March 2026
Sam W's avatar
Sam W

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12828)

Plata was there

5
Plata was there to help out when no other loan company would give me a loan, they saved me alot of worry Reviewed on: 14th February 2026
Emma l's avatar
Emma l

Helpful colleagues and a positive experience...

5
Plata were really helpful when I called to discuss my initial application and for the first few weeks where there was a bank account change, ensuring there were no delays. Thankfully I haven't needed to speak with them much since as everything has been smooth sailing but anytime I have, they've been helpful, positive and courteous! Reviewed on: 14th February 2026
Steff's avatar
Steff

Ease of use and transparency. Good value.

5
Ease of use and transparency. Excelent customer support with quick responses to queries and friendly staff. Reviewed on: 14th February 2026
J M's avatar
J M

Great experience, hassle free!

5
Such an easy experience to navigate and use their website. Everything is made simple and there is no stress. Plata have always been on hand when needed to answer any questions that I have had. They paid the next day and there was no hassle Reviewed on: 14th February 2026
Lyndon T's avatar
Lyndon T

Everything is very easy to access and customer servi...

5
Everything is very easy to access and customer service is great also. Reviewed on: 14th February 2026
AT's avatar
AT

The very best at keeping loans simple and straightfo...

5
The very best at keeping loans simple and straightforward Reviewed on: 14th February 2026
Tony's avatar
Tony

The application process was quick and easy to follow

5
The application process was quick and easy to follow Reviewed on: 14th February 2026
keith2502@btinternet.com's avatar
[email protected]

Quick and easy to apply

5
Quick and easy to apply supportive throughout my years Reviewed on: 14th February 2026
Kerry 's avatar
Kerry

experience

5
Good experience with plata would use them again Reviewed on: 14th February 2026
Lindsay Y's avatar
Lindsay Y

Easy to set up.

5
Easy to set up. App is easy to use and gives you everything you need. Reviewed on: 14th February 2026
Laura W's avatar
Laura W

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill