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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Never had any problems with plata got the loan and s...

5
Never had any problems with plata got the loan and started to pay it back with no problems Reviewed on: 26th February 2026
Trevor b's avatar
Trevor b

Simple process from the stsrt with a quick response

5
Simple process from the stsrt with a quick response Reviewed on: 26th February 2026
Ashley D's avatar
Ashley D

Excellent service

5
Great customer service very helpful Reviewed on: 26th February 2026
Lord Robert Lochore's avatar
Lord Robert Lochore

Plata was there when I needed them.

5
Plata was there when I needed them..no fuss, app. very easy to use. You know where you stand with Plata. Reviewed on: 26th February 2026
Stephen stevenson 's avatar
Stephen stevenson

Plata Matter

5
Plata make things easy to apply for a loan , plata Matters Reviewed on: 26th February 2026
Michael D's avatar
Michael D

Interest rate is way too high, maybe even illegal!

2
Interest rate is way too high, maybe even illegal! Reviewed on: 26th February 2026
Ettoreman's avatar
Ettoreman
Reply from Plata Hi there, Thank you for taking the time to leave us a review. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Very Happy

5
Very quick easy progress, money in my account same day. Reviewed on: 26th February 2026
Peter H's avatar
Peter H

The staff are easy to talk to.

5
The staff are easy to talk to. Happy to use Plata. Reviewed on: 26th February 2026
Patricia j's avatar
Patricia j

I have had difficulty with my credit score in the pa...

5
I have had difficulty with my credit score in the past but with Plata they looked at my affordability now rather than basing it on previous years. The whole process was smooth, quick and complete within 20 minutes Reviewed on: 26th February 2026
Alexandra M's avatar
Alexandra M

Very professional, clear and easy application, quick...

4
Very professional, clear and easy application, quick approval Reviewed on: 26th February 2026
Florin G's avatar
Florin G

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