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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

The staff are easy to talk to.

5
The staff are easy to talk to. Happy to use Plata. Reviewed on: 26th February 2026

I have had difficulty with my credit score in the pa...

5
I have had difficulty with my credit score in the past but with Plata they looked at my affordability now rather than basing it on previous years. The whole process was smooth, quick and complete within 20 minutes Reviewed on: 26th February 2026

Very professional, clear and easy application, quick...

4
Very professional, clear and easy application, quick approval Reviewed on: 26th February 2026

Really easy service to use.

5
Really easy service to use. Would recommend! Reviewed on: 26th February 2026

Great and prompt

5
It was very fast and very easy to use the app, I will strongly recommend it Reviewed on: 26th February 2026

Simple engaging and easy to do business

5
Simple engaging and easy to do business Reviewed on: 26th February 2026

Fast, Easy, Excellent Service.

5
Fast, Easy, Excellent Service. Was struggling trying to juggle 4 or 5 different credit cards and loans, until I found these guys and it’s made my payments much easier and more affordable. Reviewed on: 26th February 2026

Outstanding

5
So easy to use. Very quick response when questions asked Reviewed on: 26th February 2026

Super efficient set up when asked AI for help online...

5
Super efficient set up when asked AI for help online immediately connected to live phone call. Very impressed. Also the staff are very professional and helpful. Reviewed on: 26th February 2026

Easy to understand process

5
Easy to understand process, great customer service, on hand to help whenever. Reviewed on: 26th February 2026

Review Plata: Personal loans now

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