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Plata: Personal loans reviews

4.94
Based on 12,728 reviews, last reviewed 25th Mar 2026
445300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Amazing company thank you made my monthly payments l... Amazing company thank you made my monthly payments low with consolidation debt Reviewed on: 25th March 2026
Lisa marie's avatar
Lisa marie

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12728)

Straight foward , efficient

5
Straight foward and efficient. No complaints really. Reviewed on: 17th April 2025

Excellent product for involved with plata.

5
Excellent product for everyone involved with plata.. Reviewed on: 17th April 2025

Quick and easy process.

5
Quick and easy process. Simple to do and the team are helpful if required Reviewed on: 17th April 2025

Had a great experience.

5
Had a great experience. No hassle money straight in bank. Reviewed on: 17th April 2025

Very easy to use, lots of options to pay your loan f...

5
Very easy to use, lots of options to pay your loan faster. Customer service was great I was in Japan and my card expired and they helped me make a payment without causing me to miss a payment and damage my credit score. Reviewed on: 17th April 2025

Smooth and seamless experience.

5
Smooth and seamless experience. Efficient and effective from application through to money in the bank through to ongoing service Reviewed on: 17th April 2025

Excellent

4
I am happy to used ,fast service. Reviewed on: 17th April 2025

Super quick and efficient!

5
Super quick and efficient! It was super clear and very user friendly! The only thing I would like improved is when making over payments the process of having to call rather than just completing it fully online. Other then that I think it is a great loan provider Reviewed on: 17th April 2025

Brilliant

5
Applied on the off chance and was accepted with no hassle Reviewed on: 17th April 2025

Quick application and funds.

5
Quick application and funds. Pleased with service. Reviewed on: 17th April 2025

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