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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Quick easy and efficient , even put my APR down for...

5
Quick easy and efficient , even put my APR down for more affordable payments Reviewed on: 26th February 2026
Georgina b's avatar
Georgina b

Excellent

5
Although Plata are probably not the cheapest the service you are offered in my experience is outstanding. From the initial application to the money in your account was clear, precise and dealt with promptly that you know from day one the terms and . No hidden fees and high charges like others. I have in a few occasions made contact with customer services and the calls have been answered in good time and have been dealt with nothing but courteous staff members who go above and beyond to assisting in your matter. Would not hesitate to recommend or use again in the future. Reviewed on: 26th February 2026
IRM's avatar
IRM

The whole process has been seamless and trouble free

5
The whole process has been seamless and trouble free Reviewed on: 26th February 2026
Russell F's avatar
Russell F

Customer Service is top notch

4
Never had any issues with Plata. Really good customer service. Any queries or questions I have had were answered and dealt with efficiently and respectfully, and I have always had a good experience whilst I have been a customer. Reviewed on: 26th February 2026
N H's avatar
N H

Straight forward easy to apply

5
Applying for a loan was straightforward went on line asked for what l needed over the time that was suitable for me to repay happy customer would use Plata personal loans again would recommend others to apply Reviewed on: 26th February 2026
Kenneth B's avatar
Kenneth B

Superfast and efficient from start to finish and eff...

5
Superfast and efficient from start to finish and efficient service. Excellent Reviewed on: 26th February 2026
Susan Cox's avatar
Susan Cox

The best

5
From step one to receiving the loan everything was so smooth - well done Plata credit to you all Reviewed on: 26th February 2026
Kevin l's avatar
Kevin l

It was quick and easy to get the loan I required, an...

5
It was quick and easy to get the loan I required, and to date I've had no problems with direct debits. I've been regularly informed on my status with my payments. Reviewed on: 26th February 2026
Mark Mckevitt 's avatar
Mark Mckevitt

Straight forward clear and simple

5
Straight forward clear and simple Reviewed on: 26th February 2026
Katherine F's avatar
Katherine F

Brilliant experience with Plata loan .

5
Brilliant experience with Plata loan . Very low interest rate. Thank you for making my life easy. Reviewed on: 26th February 2026
Rehan Saif's avatar
Rehan Saif

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