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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,727 reviews, last reviewed 25th Mar 2026
445200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

5

Very easy application process and portal very easy t... Very easy application process and portal very easy to use Reviewed on: 25th March 2026
Jack's avatar
Jack

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12727)

Easy and efficient.

5
Easy and efficient. A lender with reasonable interest rates as well. Reviewed on: 17th April 2025
j Green's avatar
j Green

So far my experience has been very good.

5
So far my experience has been very good. I had an issue with my card and Plata customer service was very helpful. Reviewed on: 17th April 2025
Nazare G's avatar
Nazare G

Easy to apply for loan, low rates

5
Easy to apply for loan, low rates Reviewed on: 17th April 2025
Lee b's avatar
Lee b

Love it bank

5
Love it great bank to work for fast Reviewed on: 17th April 2025
Matthew 's avatar
Matthew

Easy to understand it all online, quick and helpful

5
Easy to understand it all online, quick and helpful Reviewed on: 17th April 2025
Shaun's avatar
Shaun

Very quick and easy!

5
Very quick and easy to obtain the loan. I also managed to pay off the loan within 6 weeks, and the process of doing so, was so easy! Reviewed on: 17th April 2025
Rachel 's avatar
Rachel

No hassle in getting set up and completing initial c...

5
No hassle in getting set up and completing initial checks. I was able to combine debts with additional fund to spare. Very reasonable repayment amount. Reviewed on: 17th April 2025
Sabrina M's avatar
Sabrina M

Fast and clear

5
Fair and fast application, transparent and easy to understand + reminders make it easy to keep track Reviewed on: 17th April 2025
DonPepePablo's avatar
DonPepePablo

Fast efficient service

5
Fast efficient service. No hassle Reviewed on: 17th April 2025
Lisa L's avatar
Lisa L

Smooth easy transaction.

5
Smooth easy transaction. Would have preferred an easy repayment transaction history but easy to understand with the credit charge and borrowed money all together. Overall, easy and reliable company to use Reviewed on: 17th April 2025
Daisymay S's avatar
Daisymay S

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