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Plata: Personal loans reviews

4.94
Based on 12,441 reviews, last reviewed 16th Mar 2026
417900% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

No complaints in 3 years. No complaints in 3 years. Never had any issues Reviewed on: 16th March 2026
Lawrence E's avatar
Lawrence E

Latest lowest rating:

2

Very expensive, they take advantage with excessive fees Very expensive, they take advantage with excessive fees Reviewed on: 14th March 2026
Ginge 's avatar
Ginge

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12441)

Super very happy use this perfect Loans

5
Very good super loans plata is all the best fully recommend Reviewed on: 14th March 2025

My Plata experience...

4
I have used Plata now for a while and they are extremely helpful and professional. The application process is quick and simple and will give you a quick decision. The website is easy to navigate without any confusion. Thank you Plata! Reviewed on: 14th March 2025

Straightforward and easy, internet easy to apply, ti...

5
Straightforward and easy, internet easy to apply, timing good didnt have to wait long Reviewed on: 14th March 2025

Best of the bests

5
Amazing service and very good raits Reviewed on: 14th March 2025

Quick and easy application process.

5
Quick and easy application process. You have full access to you plan and can adjust payments easily. The option to top up your loan is a plus, and is also easy. I like that I can view the status of my loan and make additional payments whenever I want. Reviewed on: 14th March 2025

a reasonable interest rate for personal loan

4
a reasonable interest rate for personal loan Reviewed on: 14th March 2025

Loan needed

5
Easy to apply and quick to respond Reviewed on: 14th March 2025

Straightforward, simple and super

5
It was really quick and easy to follow, the agent I spoke to on the phone was lovely and friendly and the whole experience was easy to complete Reviewed on: 14th March 2025

Recommend Plata

5
Efficient service, loan paid out quickly, good communication. Reviewed on: 14th March 2025

Excellent service and great value

5
Excellent service and great value Reviewed on: 14th March 2025

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