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Plata: Personal loans reviews

4.94
Based on 12,322 reviews, last reviewed 13th Mar 2026
406900% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

4

good experience from start to finish a... Always have a good experience from start to finish and regular communications Reviewed on: 13th March 2026
DB's avatar
DB

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12322)

Highly recommended

5
I have no complaints at all, customer service only rated as neutral because I've not had to use customer service. Speedy, money was in my bank the same day. I don't have a good credit rating after struggling for years of low wages, but they were able to see I've been ontop of all payments since having a good regular income, therefore they approved it which has enabled me to pay off all outstanding debts in one go. Reviewed on: 8th March 2025

I applied for a plata loan and when my application w...

5
I applied for a plata loan and when my application was successful the money was available to use in my account straightaway. It was very quick and easy to complete the application. The terms and conditions were pretty straightforward and easy to understand. Reviewed on: 8th March 2025

Plata has helped me consolidate my debt easily and h...

5
Plata has helped me consolidate my debt easily and have provided amazing customer service and support along the way. Would recommend too my friends and family if they were in a similar situation too me Reviewed on: 8th March 2025

Very quick response, no drama very supportive good r...

5
Very quick response, no drama very supportive good rate, very straightforward, helpful team when more information was needed, money arrived quickly and reminders sent when money is to be collected Reviewed on: 8th March 2025

Plata personal loan is so easy to use and very strai...

5
Plata personal loan is so easy to use and very straightforward. Their website is so user friendly. This is my 2nd time using them. Thank you . Reviewed on: 8th March 2025

It was a very easy process to apply for a loan using...

5
It was a very easy process to apply for a loan using Plata. I would recommend them to everyone. Reviewed on: 8th March 2025

No nonsense

5
Quick and reliable. No nonsense company Reviewed on: 8th March 2025

very quick, no fuss.

5
very quick, no fuss. and funds available in rapid time Reviewed on: 8th March 2025

Slick quick and informative process from end to end...

5
Slick quick and informative process from end to end would definitely recommend Reviewed on: 8th March 2025

Plata helped in the time of need and the experience...

5
Plata helped in the time of need and the experience in paying back is amazing Reviewed on: 8th March 2025

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