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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Very easy application process, received money quickly

5
Very easy application process, received money quickly Reviewed on: 13th April 2025

Plata made it simple and stress free getting a loan

5
Plata made it simple and stress free getting a loan Reviewed on: 13th April 2025

Quick and easy application

5
It was incredibly quick and easy and I was granted a loan when so many other places had rejected me. It felt too good to be true - but it wasn’t! The application took minutes and they were clear throughout what would and wouldn’t affect my credit score (soft/hard searches, etc). The repayment options were also really good and I was able to choose a time frame and amount that worked for me. It’s been a game changer and. I can (ironically) get my finances in order and keep improving my credit score. Reviewed on: 13th April 2025

Clear simple application process and very quick resp...

5
Clear simple application process and very quick response Reviewed on: 12th April 2025

Seamless absolutely first class company

5
Seamless absolutely first class company Reviewed on: 12th April 2025

Fast decision no hassle.

5
Fast decision no hassle. Quick payment Reviewed on: 12th April 2025

I've had a seemless experience so far.

5
I've had a seemless experience so far. Easy and secure logins to check and control my account. Reviewed on: 12th April 2025

Very easy and speedy application

5
Very easy and speedy application Reviewed on: 12th April 2025

SImple, clear and easy.

5
SImple, clear and easy. A very good provider that made a stressful time much less stressful. Reviewed on: 12th April 2025

Fantastic service from start to finish

5
Easy to navigate and access loan requirements Reviewed on: 12th April 2025

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