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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

The reviews gave me the confidence to apply

5
I saw the reviews for this company and although they did not offer the best of the 3 quotes given, they had the best review on trust pilot which is why I chose them. The application was easy, especially the job search aspect which made me feel a lot more comfortable. I did not have to worry about finding documents and the decision was instant. Reviewed on: 13th April 2025
Natalie P's avatar
Natalie P

Other loan companies turned me down, Plata didn't.

5
Other loan companies turned me down, Plata didn't and I've been comfortable with them ever since. Reviewed on: 13th April 2025
Philip's avatar
Philip

Highly recommend

5
Easy to use internet access. Quick and efficient service. Reviewed on: 13th April 2025
KH's avatar
KH

Very easy application process, received money quickly

5
Very easy application process, received money quickly Reviewed on: 13th April 2025
Daniel S's avatar
Daniel S

Plata made it simple and stress free getting a loan

5
Plata made it simple and stress free getting a loan Reviewed on: 13th April 2025
Adam C's avatar
Adam C

Quick and easy application

5
It was incredibly quick and easy and I was granted a loan when so many other places had rejected me. It felt too good to be true - but it wasn’t! The application took minutes and they were clear throughout what would and wouldn’t affect my credit score (soft/hard searches, etc). The repayment options were also really good and I was able to choose a time frame and amount that worked for me. It’s been a game changer and. I can (ironically) get my finances in order and keep improving my credit score. Reviewed on: 13th April 2025
Olivia M's avatar
Olivia M

Clear simple application process and very quick resp...

5
Clear simple application process and very quick response Reviewed on: 12th April 2025
AJ 's avatar
AJ

Seamless absolutely first class company

5
Seamless absolutely first class company Reviewed on: 12th April 2025
Simon 's avatar
Simon

Fast decision no hassle.

5
Fast decision no hassle. Quick payment Reviewed on: 12th April 2025
Graham A's avatar
Graham A

I've had a seemless experience so far.

5
I've had a seemless experience so far. Easy and secure logins to check and control my account. Reviewed on: 12th April 2025
Miss S's avatar
Miss S

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