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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Very good experience!

5
Very good experience! Very quick and very efficient process! Reviewed on: 9th April 2025

The application process was easy, clear and with a q...

5
The application process was easy, clear and with a quick decision being made. All the documents were signposted and simple to complete quickly, and my new loan was available within 4 hours. Excellent service and communication throughout the process, many thanks Reviewed on: 9th April 2025

Fantastic service from start to finish.

5
Fantastic service from start to finish. Reviewed on: 9th April 2025

The Best

5
Plata has been a live saver to me. Reviewed on: 9th April 2025

Quick decision easy to use and great communication

5
Quick decision easy to use and great communication Reviewed on: 9th April 2025

Good service.

4
Quick application and good customer service. Reviewed on: 9th April 2025

I was surprised at how quick and easy it was to appl...

5
I was surprised at how quick and easy it was to apply and get the money. I have needed to reach out to customer services a couple of times and I do find this difficult as a lot of the options just instruct you to call in. which due to work I can not always do, more options for online based support would be great! Reviewed on: 9th April 2025

Applied and was successful.

4
Applied and was successful. Loan provided at a time that I needed it. Be great if the interest rates were better though. Reviewed on: 9th April 2025

Quick and easy!

5
Very quick and easy. I'm very happy with the online application process. I was offered a better interest rate than other lenders so I'm paying less overall! Reviewed on: 9th April 2025

Very quick and very efficient.

5
Very quick and very efficient. Everything was done on line and was super clear. Reviewed on: 9th April 2025

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