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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Hassle free application, quick payment friendly and...

5
Hassle free application, quick payment friendly and professional staff. Reviewed on: 9th April 2025

Easy to access very friendly people

5
Easy to access very friendly people Reviewed on: 9th April 2025

Quick decision, money arrived same day, immediately...

5
Quick decision, money arrived same day, immediately helped take the pressure off me. Can’t thank them enough. Reviewed on: 9th April 2025

Easy process

5
Straightforward, easy application, quick decision and money as promised in the account the following day Reviewed on: 9th April 2025

Very Happy

5
Not much to say, easy application and quick decision, competitive rate for my credit score Reviewed on: 9th April 2025

Professionals

5
I had an amazing experience with Plata , when I applied for a personal loan. From start to finish, the entire process was incredibly smooth and fast. I applied online, and within just a few hours, I received approval. The funds were in my account the very next day — exactly when I needed them most. Reviewed on: 9th April 2025

Fast, reliable and honest.

5
Fast, reliable and honest. No hidden charges and easy to use portal Reviewed on: 9th April 2025

Excellent service

5
Really easy process and excellent communication. Reviewed on: 9th April 2025

Process was really quick, no hidden questions and ea...

5
Process was really quick, no hidden questions and easy to apply. Did not need to contact customer service therefore cannot comment, would recommend to others. Reviewed on: 9th April 2025

Very smooth and good service, easy to access and ver...

5
Very smooth and good service, easy to access and very good rates..apr excellent Reviewed on: 9th April 2025

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