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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Very quick and easy to apply.

5
Very quick and easy to apply. Good rates that haven’t changed and have given me the time I needed to pay back. Reviewed on: 2nd April 2026

Everyone I have spoken too has provided brilliant cu...

5
Everyone I have spoken too has provided brilliant customer service. The team at Plata are always understanding, patient and kind. Reviewed on: 2nd April 2026

Really easy to apply and straight forward process

5
Really easy to apply and straight forward process Reviewed on: 2nd April 2026

Easy to navigate the app and clear to use and like h...

5
Easy to navigate the app and clear to use and like how it gives option to make additional payments off loan and shows the interest you'll be saving Reviewed on: 2nd April 2026

The loan process was easy and secure.

5
The loan process was easy ans secure. They offered a fair interest rate. Got the money in record time after my application was approved. Reviewed on: 2nd April 2026

Simple banking, great customer service,

5
Simple banking, great customer service, Reviewed on: 2nd April 2026

Easy application and management.

5
Easy application process and account management. Those are the most important for me in a loan provider. The professional and well designed website raises my confidence that they actual care how they treat their costumers. Reviewed on: 2nd April 2026

Plata is great company to borrow from!..

5
Plata is an easy no fuss company, offered great customer service, website is easy to navigate, I would go to them if I needed a loan again! Reviewed on: 2nd April 2026

Did not realise all of my interest would be added at...

4
Did not realise all of my interest would be added at the start of the loan but it is what it is Reviewed on: 2nd April 2026

Professional.

5
Professional. Precise. Hassle free Reviewed on: 1st April 2026

Review Plata: Personal loans now

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