Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 13,641 reviews, last reviewed 8th May 2026
40700% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13641)

Everything was plain and easy and understandable and...

5
Everything was plain and easy and understandable and the phone call the lady I spoke to was pleasant and helpful and explained everything and easy to understand. Reviewed on: 1st April 2026

Excellent customer service, Clear information.

5
Excellent customer service, Clear information. Reviewed on: 1st April 2026

Plata are excellent!!

5
Plata have been excellent during the entire process. From application to completion their communication has been fantastic. They've been really supportive when there's been issues with payment, etc and not made me feel judged. Reviewed on: 1st April 2026

I’ve had the best experience with plata no complaint...

5
I’ve had the best experience with plata no complaints and very helpful Reviewed on: 1st April 2026

Easy access to do in online and Customer Service are...

5
Easy access to do in online and Customer Service are kind, helpful and I can say Excellent service. Reviewed on: 1st April 2026

I have been with plate for a couple of years now and...

4
I have been with plate for a couple of years now and they are approachable and the only platform is easy to use. Reviewed on: 1st April 2026

They've been brilliant, honest and trustworthy

5
They've been brilliant, they really got me out of a hole, they have been honest and reliable with fair agreements that are affordable. I have been tricked before by companies with hidden costs or where they've made it so tricky to understand so I really truly appreciate how clear and concise Plata is Reviewed on: 1st April 2026

Affordable loans

5
Good support provider for small loans Reviewed on: 1st April 2026

Bank for the people

5
Efficient serviceand Customer friendly Reviewed on: 1st April 2026

They are the most supportive and helpful bank I’ve w...

5
They are the most supportive and helpful bank I’ve worked with. They don’t make things complicated and just genuinely appear to want to support their customers Reviewed on: 1st April 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review